:root {
  --navy-950: #1b251e;
  --navy-900: #1b251e;
  --navy-800: #304d3c;
  --navy-700: #426451;
  --steel: #6f7d90;
  --emerald: #1f7a6d;
  --gold: #668272;
  --gold-light: #ebf150;
  --ink: #1b251e;
  --muted: #59675e;
  --line: #dbe1d9;
  --paper: #ffffff;
  --soft: #f8f3ee;
  --shadow: 0 24px 70px rgba(9, 17, 31, 0.16);
  --radius: 8px;
  --admin-panel-color: #263c2e;
  --hero-darkness: 0.78;
  --gold-glow: 0.14;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 18% 0%, rgba(200, 155, 74, 0.11), transparent 28%),
    linear-gradient(90deg, rgba(200, 155, 74, 0.055) 1px, transparent 1px),
    linear-gradient(180deg, rgba(244, 216, 141, 0.035) 1px, transparent 1px),
    #03111f;
  background-size: 72px 72px;
  font-family: "Montserrat", Arial, sans-serif;
  font-size: 18px;
  line-height: 1.6;
}

a {
  color: inherit;
}

img {
  display: block;
  max-width: 100%;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.container {
  width: min(1210px, calc(100% - 48px));
  margin: 0 auto;
}

.narrow {
  width: min(1040px, calc(100% - 48px));
}

.center {
  text-align: center;
}

.site-header {
  position: fixed;
  z-index: 20;
  top: 16px;
  left: 50%;
  display: flex;
  width: min(1210px, calc(100% - 32px));
  min-height: 72px;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  padding: 12px 16px;
  color: #fff;
  background: rgba(2, 18, 30, 0.86);
  border: 1px solid rgba(244, 216, 141, 0.18);
  border-radius: var(--radius);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.22);
  backdrop-filter: blur(18px);
  transform: translateX(-50%);
  transition: top 180ms ease, background 180ms ease, box-shadow 180ms ease;
}

.site-header.scrolled {
  top: 8px;
  background: rgba(2, 15, 26, 0.98);
  box-shadow: 0 18px 54px rgba(0, 0, 0, 0.36);
}

.brand {
  display: inline-flex;
  min-width: max-content;
  align-items: center;
  gap: 14px;
  color: #fff;
  text-decoration: none;
  font-size: clamp(1rem, 1.8vw, 1.22rem);
  font-weight: 700;
}

.brand-mark {
  position: relative;
  width: 46px;
  height: 46px;
  flex: 0 0 auto;
  overflow: visible;
  background: transparent;
  border: 0;
  border-radius: 0;
}

.brand-mark img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  filter: drop-shadow(0 6px 10px rgba(0, 0, 0, 0.42));
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 4px;
  color: rgba(255, 255, 255, 0.86);
  font-size: 0.94rem;
  font-weight: 600;
}

.site-nav a {
  position: relative;
  padding: 10px 12px;
  border-radius: 999px;
  text-decoration: none;
  transition: background 180ms ease, color 180ms ease;
}

.site-nav a:hover,
.site-nav a.active {
  color: #fff;
  background: rgba(255, 255, 255, 0.11);
}

.site-nav a.active::after {
  position: absolute;
  left: 16px;
  right: 16px;
  bottom: 6px;
  height: 2px;
  content: "";
  background: linear-gradient(90deg, var(--gold), var(--emerald));
}

.menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  padding: 10px;
  border: 1px solid rgba(255, 255, 255, 0.22);
  background: rgba(255, 255, 255, 0.06);
  border-radius: 8px;
}

.menu-toggle span:not(.sr-only) {
  display: block;
  height: 2px;
  margin: 5px 0;
  background: #fff;
}

.hero {
  position: relative;
  display: grid;
  min-height: 760px;
  place-items: center;
  overflow: hidden;
  padding: 156px 24px 112px;
  color: #fff;
  isolation: isolate;
  background:
    linear-gradient(90deg, rgba(7, 17, 28, 0.9), rgba(7, 17, 28, 0.52) 52%, rgba(7, 17, 28, 0.92)),
    url("assets/investment.webp");
  background-position: center;
  background-size: cover;
}

.hero::before {
  position: absolute;
  inset: 0;
  z-index: -2;
  content: "";
  background:
    radial-gradient(circle at 50% 24%, rgba(244, 216, 141, 0.28), transparent 18%),
    linear-gradient(135deg, rgba(7, 17, 28, 0.98), rgba(23, 36, 58, 0.68) 54%, rgba(7, 17, 28, 0.96));
}

.hero::after {
  position: absolute;
  inset: 0;
  z-index: -1;
  content: "";
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
  background-size: 58px 58px;
  mask-image: linear-gradient(to bottom, black 0%, transparent 78%);
}

.hero-emblem {
  position: absolute;
  top: 104px;
  left: 50%;
  width: min(250px, 42vw);
  height: min(250px, 42vw);
  transform: translateX(-50%);
  opacity: 0.78;
  filter: drop-shadow(0 24px 28px rgba(0, 0, 0, 0.58));
}

.hero-emblem img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  border: 0;
  border-radius: 0;
  box-shadow: none;
}

.hero-content {
  width: min(980px, 100%);
  margin-top: 218px;
  text-align: center;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--gold-light);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.eyebrow.dark {
  color: var(--emerald);
}

.hero h1 {
  margin: 0;
  color: #d6ad5c;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(3rem, 8vw, 7rem);
  line-height: 0.94;
  text-transform: uppercase;
  text-shadow:
    0 2px 0 #f5d98f,
    0 12px 24px rgba(0, 0, 0, 0.74);
}

.hero p:not(.eyebrow) {
  max-width: 780px;
  margin: 26px auto 0;
  color: rgba(255, 255, 255, 0.9);
  font-size: clamp(1.02rem, 2vw, 1.28rem);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px;
  margin-top: 34px;
}

.section {
  padding: clamp(70px, 8vw, 118px) 0;
  border-bottom: 1px solid var(--line);
}

.section-tight {
  padding: clamp(56px, 7vw, 92px) 0;
  border-bottom: 1px solid var(--line);
}

.button {
  display: inline-flex;
  width: min(100%, 760px);
  min-height: 52px;
  align-items: center;
  justify-content: center;
  padding: 12px 22px;
  color: #fff;
  background: linear-gradient(135deg, var(--navy-700), #15213a);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
  box-shadow: 0 13px 28px rgba(32, 42, 68, 0.18);
  text-align: center;
  text-decoration: none;
  font-size: clamp(0.96rem, 1.6vw, 1.16rem);
  font-weight: 700;
  transition: transform 180ms ease, box-shadow 180ms ease, border-color 180ms ease;
}

.button:hover {
  transform: translateY(-2px);
  border-color: rgba(200, 155, 74, 0.5);
  box-shadow: 0 18px 38px rgba(32, 42, 68, 0.24);
}

.button-gold {
  width: auto;
  color: #111722;
  background: linear-gradient(135deg, #f6df9d, var(--gold));
  border-color: transparent;
}

.button-ghost {
  width: auto;
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.24);
  box-shadow: none;
}

.trustbar {
  position: relative;
  z-index: 2;
  margin-top: -42px;
}

.trustbar-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  overflow: hidden;
  background: rgba(255, 255, 255, 0.16);
  border: 1px solid rgba(255, 255, 255, 0.35);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.trustbar-grid div {
  min-height: 118px;
  padding: 26px;
  background: rgba(255, 255, 255, 0.94);
}

.trustbar strong {
  display: block;
  color: var(--navy-800);
  font-size: clamp(1.35rem, 2.5vw, 2.1rem);
  line-height: 1;
}

.trustbar span {
  display: block;
  margin-top: 8px;
  color: var(--muted);
  font-size: 0.96rem;
}

.intro {
  padding-top: clamp(90px, 9vw, 132px);
}

.intro h2,
.about h2,
.section-heading h2 {
  margin: 0 0 24px;
  color: var(--navy-900);
  font-size: clamp(1.55rem, 3.2vw, 2.75rem);
  line-height: 1.16;
}

.intro p,
.about p,
.section-heading p {
  color: var(--muted);
  font-size: clamp(1.04rem, 1.9vw, 1.32rem);
}

.intro p {
  margin: 0 auto 38px;
}

.services-intro {
  background:
    linear-gradient(135deg, rgba(31, 122, 109, 0.08), transparent 34%),
    linear-gradient(180deg, #fff, var(--soft));
}

.section-heading {
  display: grid;
  max-width: 850px;
  gap: 0;
  margin-bottom: 38px;
}

.service-cards {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.service-card {
  display: grid;
  min-height: 194px;
  align-content: space-between;
  padding: 24px;
  color: var(--ink);
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.96), rgba(255, 255, 255, 0.86)),
    var(--paper);
  border: 1px solid rgba(14, 28, 48, 0.08);
  border-radius: var(--radius);
  box-shadow: 0 16px 44px rgba(11, 17, 30, 0.08);
  text-decoration: none;
  transition: transform 180ms ease, border-color 180ms ease, box-shadow 180ms ease;
}

.service-card:hover {
  transform: translateY(-4px);
  border-color: rgba(200, 155, 74, 0.58);
  box-shadow: 0 22px 60px rgba(11, 17, 30, 0.14);
}

.service-card strong {
  margin-top: 0;
  color: var(--navy-900);
  font-size: clamp(1.15rem, 2vw, 1.5rem);
}

.service-card small {
  color: var(--muted);
  font-size: 0.94rem;
}

.service-grid {
  display: grid;
  grid-template-columns: minmax(300px, 0.92fr) minmax(340px, 1fr);
  gap: clamp(34px, 5.8vw, 78px);
  align-items: center;
}

.service-grid.reverse img {
  order: 2;
}

.service-grid img {
  width: 100%;
  aspect-ratio: 1.54 / 1;
  object-fit: cover;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.service-grid > div {
  position: relative;
  padding: clamp(8px, 2vw, 22px) 0;
}

.service-grid > div::before {
  display: block;
  width: 76px;
  height: 3px;
  margin-bottom: 26px;
  content: "";
  background: linear-gradient(90deg, var(--gold), var(--emerald));
}

.service-grid h2 {
  margin: 0 0 22px;
  color: var(--navy-900);
  font-size: clamp(2.4rem, 6vw, 5rem);
  line-height: 0.98;
}

.service-grid p {
  margin: 0 0 30px;
  color: var(--muted);
  font-size: clamp(1.06rem, 2vw, 1.38rem);
}

.service-grid .service-detail {
  margin-bottom: 24px;
  color: #3f4754;
  font-size: clamp(1rem, 1.6vw, 1.12rem);
  line-height: 1.72;
}

.feature-list {
  display: grid;
  gap: 12px;
  margin: 0 0 30px;
  padding: 0;
  color: var(--muted);
  list-style: none;
  font-size: clamp(0.96rem, 1.5vw, 1.06rem);
}

.feature-list li {
  position: relative;
  padding-left: 30px;
}

.feature-list li::before {
  position: absolute;
  top: 0.68em;
  left: 0;
  width: 10px;
  height: 10px;
  content: "";
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  border-radius: 50%;
  box-shadow: 0 0 0 5px rgba(200, 155, 74, 0.12);
  transform: translateY(-50%);
}

.mini-flow {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 10px;
  margin: 0 0 28px;
}

.mini-flow span {
  position: relative;
  min-height: 42px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 8px 10px;
  color: #111722;
  background: linear-gradient(135deg, #fff1bb, var(--gold));
  border-radius: 999px;
  text-align: center;
  font-size: 0.78rem;
  font-weight: 800;
  line-height: 1.15;
  box-shadow: 0 12px 30px rgba(200, 155, 74, 0.16);
}

.mini-flow span:not(:last-child)::after {
  position: absolute;
  top: 50%;
  right: -10px;
  width: 10px;
  height: 2px;
  content: "";
  background: rgba(244, 216, 141, 0.7);
}

.about {
  background:
    linear-gradient(135deg, var(--navy-950), var(--navy-800));
  color: #fff;
}

.about-grid {
  display: grid;
  grid-template-columns: minmax(260px, 0.8fr) minmax(320px, 1.1fr);
  gap: clamp(26px, 5vw, 76px);
  align-items: start;
}

.about h2 {
  color: #fff;
}

.about p {
  color: rgba(255, 255, 255, 0.76);
}

.values {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}

.expert-flow {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  margin-top: 14px;
}

.expert-flow div {
  position: relative;
  min-height: 150px;
  padding: 24px;
  background:
    linear-gradient(180deg, rgba(18, 30, 44, 0.9), rgba(8, 18, 31, 0.94));
  border: 1px solid rgba(244, 216, 141, 0.26);
  border-radius: var(--radius);
  box-shadow: inset 0 1px 0 rgba(255, 232, 168, 0.08), 0 18px 48px rgba(0, 0, 0, 0.28);
}

.expert-flow div:not(:last-child)::after {
  position: absolute;
  top: 50%;
  right: -14px;
  z-index: 1;
  width: 14px;
  height: 2px;
  content: "";
  background: linear-gradient(90deg, var(--gold-light), var(--gold));
}

.expert-flow strong {
  display: block;
  margin-bottom: 12px;
  color: var(--gold-light);
  font-size: 1.08rem;
}

.expert-flow span {
  color: rgba(255, 246, 224, 0.72);
  font-size: 0.96rem;
  line-height: 1.5;
}

.expert-cta {
  grid-column: 1 / -1;
  justify-self: center;
  width: min(100%, 760px);
  margin-top: 18px;
}

.values li {
  position: relative;
  min-height: 112px;
  padding: 26px 24px 24px 58px;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius);
  color: rgba(255, 255, 255, 0.88);
  font-size: clamp(1rem, 1.8vw, 1.2rem);
  font-style: italic;
}

.values li::before {
  position: absolute;
  top: 31px;
  left: 24px;
  width: 17px;
  height: 17px;
  content: "";
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  transform: rotate(45deg);
}

.contact {
  background:
    linear-gradient(180deg, #fff, #f8fafc);
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(300px, 0.78fr) minmax(340px, 1fr);
  gap: clamp(28px, 5vw, 62px);
  align-items: stretch;
}

.contact-panel {
  padding: clamp(30px, 4vw, 44px);
  background: #fff;
  border: 1px solid rgba(14, 28, 48, 0.08);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.contact h2 {
  margin: 0 0 24px;
  color: var(--navy-900);
  font-size: clamp(2.1rem, 5vw, 4rem);
  line-height: 1;
}

.contact p {
  margin: 0 0 18px;
  color: var(--muted);
  font-size: clamp(1.04rem, 2vw, 1.28rem);
}

.contact a:not(.button) {
  color: var(--navy-900);
  font-weight: 700;
}

.contact iframe {
  width: 100%;
  min-height: 470px;
  border: 0;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.social-links {
  display: flex;
  gap: 14px;
  margin: 34px 0;
}

.social-links a {
  display: inline-grid;
  width: 46px;
  height: 46px;
  place-items: center;
  color: #fff;
  background: linear-gradient(135deg, var(--navy-800), var(--steel));
  border-radius: 50%;
  text-decoration: none;
  font-weight: 800;
}

.site-footer {
  padding: 30px 24px;
  color: rgba(255, 255, 255, 0.76);
  background: var(--navy-950);
  text-align: center;
}

.site-footer p {
  margin: 0;
}

.detail-hero {
  position: relative;
  min-height: 590px;
  padding: 160px 0 88px;
  color: #fff;
  overflow: hidden;
  isolation: isolate;
  background:
    linear-gradient(90deg, rgba(7, 17, 28, 0.95), rgba(7, 17, 28, 0.68) 54%, rgba(7, 17, 28, 0.94)),
    var(--detail-image);
  background-position: center;
  background-size: cover;
}

.detail-hero::after {
  position: absolute;
  inset: 0;
  z-index: -1;
  content: "";
  background:
    radial-gradient(circle at 18% 30%, rgba(244, 216, 141, 0.22), transparent 22%),
    linear-gradient(rgba(255, 255, 255, 0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px);
  background-size: auto, 58px 58px, 58px 58px;
}

.detail-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 28px;
  align-items: center;
}

.detail-hero-grid > div {
  min-width: 0;
}

.detail-hero h1 {
  max-width: 100%;
  margin: 0;
  color: #d6ad5c;
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(3.55rem, 5.35vw, 5.7rem);
  line-height: 0.92;
  text-transform: uppercase;
  text-shadow: 0 12px 28px rgba(0, 0, 0, 0.62);
}

.detail-hero p:not(.eyebrow) {
  max-width: 780px;
  margin: 26px 0 0;
  color: rgba(255, 255, 255, 0.88);
  font-size: clamp(1.04rem, 2vw, 1.32rem);
}

.home-landing-hero {
  min-height: clamp(720px, 92vh, 980px);
  display: grid;
  place-items: center;
  padding: clamp(128px, 15vw, 172px) 0 clamp(64px, 9vw, 98px);
  background:
    radial-gradient(circle at 50% 38%, rgba(244, 216, 141, 0.28), transparent 24%),
    radial-gradient(circle at 72% 18%, rgba(92, 165, 255, 0.28), transparent 28%),
    linear-gradient(180deg, rgba(4, 15, 27, 0.84), rgba(10, 27, 43, 0.52) 42%, rgba(4, 15, 27, 0.92)),
    linear-gradient(90deg, rgba(8, 30, 76, 0.94), rgba(31, 87, 170, 0.42) 50%, rgba(8, 30, 76, 0.94)),
    var(--detail-image);
  background-position: center;
  background-size: auto, auto, auto, auto, cover;
}

.home-landing-hero::before {
  position: absolute;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  content: "";
  opacity: 0.72;
  background:
    linear-gradient(115deg, transparent 0 16%, rgba(244, 216, 141, 0.22) 16.2%, transparent 16.7% 37%, rgba(244, 216, 141, 0.12) 37.2%, transparent 37.7%),
    linear-gradient(152deg, transparent 0 48%, rgba(73, 158, 174, 0.16) 48.2%, transparent 48.7%),
    linear-gradient(rgba(255, 232, 168, 0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 232, 168, 0.04) 1px, transparent 1px);
  background-size: auto, auto, 72px 72px, 72px 72px;
  mask-image: radial-gradient(circle at 50% 42%, black 0 48%, transparent 78%);
}

.home-landing-hero .detail-hero-grid {
  justify-items: center;
  text-align: center;
}

.home-landing-hero .detail-hero-grid > div {
  display: grid;
  justify-items: center;
}

.home-landing-hero .eyebrow {
  color: var(--gold-light);
  text-shadow: 0 10px 28px rgba(0, 0, 0, 0.58);
}

.home-landing-hero p:not(.eyebrow) {
  max-width: 820px;
  margin-inline: auto;
}

.home-hero-visual {
  position: relative;
  width: min(620px, 78vw);
  margin: clamp(18px, 2.8vw, 34px) auto clamp(10px, 1.4vw, 18px);
  opacity: 0.88;
  filter: drop-shadow(0 30px 62px rgba(0, 0, 0, 0.62)) drop-shadow(0 0 54px rgba(244, 216, 141, 0.22));
}

.home-hero-visual::before {
  position: absolute;
  inset: 12%;
  z-index: -1;
  content: "";
  background: radial-gradient(circle, rgba(244, 216, 141, 0.26), rgba(200, 155, 74, 0.11) 36%, transparent 70%);
  filter: blur(18px);
}

.home-hero-visual img {
  display: block;
  width: 100%;
  height: auto;
}

.detail-summary {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: clamp(14px, 2vw, 22px);
  width: min(100%, 1080px);
  align-self: center;
  padding: clamp(22px, 3vw, 34px);
  overflow: hidden;
  background:
    radial-gradient(circle at 18% 0%, rgba(244, 216, 141, 0.22), transparent 28%),
    linear-gradient(145deg, rgba(255, 232, 168, 0.14), rgba(10, 27, 43, 0.94) 32%, rgba(4, 15, 27, 0.98));
  border: 1px solid rgba(244, 216, 141, 0.34);
  border-radius: 20px;
  backdrop-filter: blur(18px);
  counter-reset: focus-step;
}

.detail-summary::before {
  position: absolute;
  inset: 0;
  pointer-events: none;
  content: "";
  background:
    linear-gradient(120deg, transparent 0 32%, rgba(255, 232, 168, 0.09) 45%, transparent 58%),
    linear-gradient(rgba(255, 232, 168, 0.055) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 232, 168, 0.045) 1px, transparent 1px);
  background-size: auto, 42px 42px, 42px 42px;
  mask-image: linear-gradient(90deg, transparent, black 10%, black 90%, transparent);
}

.detail-summary strong {
  position: relative;
  z-index: 1;
  grid-column: 1 / -1;
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 2px;
  color: var(--gold-light);
  font-size: 0.78rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.detail-summary strong::after {
  flex: 1;
  height: 1px;
  content: "";
  background: linear-gradient(90deg, rgba(244, 216, 141, 0.52), transparent);
}

.detail-summary span {
  position: relative;
  z-index: 1;
  min-height: 118px;
  display: grid;
  align-content: end;
  gap: 14px;
  padding: 54px 14px 16px;
  color: rgba(255, 246, 224, 0.9);
  background:
    linear-gradient(180deg, rgba(255, 232, 168, 0.1), rgba(255, 232, 168, 0.035));
  border: 1px solid rgba(244, 216, 141, 0.2);
  border-radius: 16px;
  font-size: clamp(0.88rem, 1vw, 1rem);
  font-weight: 800;
  line-height: 1.24;
  white-space: nowrap;
  box-shadow: inset 0 1px 0 rgba(255, 232, 168, 0.11), 0 18px 42px rgba(0, 0, 0, 0.22);
  counter-increment: focus-step;
}

.detail-summary span::before {
  position: absolute;
  top: 16px;
  left: 14px;
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  content: counter(focus-step, decimal-leading-zero);
  color: #06111d;
  background: linear-gradient(135deg, #fff1bb, #d0a24d 58%, #8f6421);
  border-radius: 50%;
  box-shadow: 0 0 0 6px rgba(244, 216, 141, 0.12), 0 12px 26px rgba(0, 0, 0, 0.36);
  font-size: 0.76rem;
  font-weight: 900;
  letter-spacing: 0.03em;
}

.detail-summary span:not(:last-child)::after {
  position: absolute;
  top: 36px;
  left: calc(100% - 2px);
  width: calc(clamp(14px, 2vw, 22px) + 4px);
  height: 2px;
  content: "";
  background: linear-gradient(90deg, rgba(244, 216, 141, 0.8), rgba(244, 216, 141, 0.14));
  box-shadow: 0 0 18px rgba(244, 216, 141, 0.24);
}

.detail-page {
  background:
    linear-gradient(180deg, #fff, #f8fafc);
}

.detail-layout {
  display: grid;
  grid-template-columns: 270px minmax(0, 1fr);
  gap: clamp(28px, 5vw, 70px);
  align-items: start;
}

.toc {
  position: sticky;
  top: 110px;
  display: grid;
  gap: 6px;
  padding: 22px;
  background: #fff;
  border: 1px solid rgba(14, 28, 48, 0.08);
  border-radius: var(--radius);
  box-shadow: 0 16px 44px rgba(11, 17, 30, 0.08);
}

.toc strong {
  margin-bottom: 8px;
  color: var(--navy-900);
  font-size: 0.84rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.toc a {
  padding: 10px 12px;
  color: var(--muted);
  border-radius: 8px;
  text-decoration: none;
  font-size: 0.96rem;
  font-weight: 700;
}

.toc a:hover {
  color: var(--navy-900);
  background: var(--soft);
}

.detail-content {
  display: grid;
  gap: 22px;
}

.content-block {
  padding: clamp(28px, 4vw, 46px);
  background: rgba(255, 255, 255, 0.94);
  border: 1px solid rgba(14, 28, 48, 0.08);
  border-radius: var(--radius);
  box-shadow: 0 18px 54px rgba(11, 17, 30, 0.08);
  scroll-margin-top: 120px;
}

.content-block h2 {
  margin: 0 0 18px;
  color: var(--navy-900);
  font-size: clamp(1.55rem, 3vw, 2.5rem);
  line-height: 1.16;
}

.content-block h3 {
  margin: 0 0 10px;
  color: var(--navy-900);
  font-size: 1.08rem;
}

.content-block p {
  margin: 0 0 18px;
  color: #414a58;
  font-size: clamp(1rem, 1.45vw, 1.12rem);
  line-height: 1.78;
}

.content-block p:last-child {
  margin-bottom: 0;
}

.info-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-top: 26px;
}

.info-grid div {
  padding: 22px;
  background: var(--soft);
  border: 1px solid rgba(14, 28, 48, 0.07);
  border-radius: var(--radius);
}

.info-grid p {
  margin: 0;
  color: var(--muted);
  font-size: 0.98rem;
  line-height: 1.62;
}

.process-list {
  display: grid;
  gap: 14px;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}

.process-list li {
  position: relative;
  min-height: 76px;
  padding: 20px 22px 20px 58px;
  background: var(--soft);
  border: 1px solid rgba(14, 28, 48, 0.07);
  border-radius: var(--radius);
  color: #414a58;
  line-height: 1.62;
}

.process-list li::before {
  position: absolute;
  top: 18px;
  left: 20px;
  display: grid;
  width: 16px;
  height: 16px;
  place-items: center;
  content: "";
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  border-radius: 50%;
  box-shadow: 0 0 0 7px rgba(200, 155, 74, 0.14);
}

.visual-block {
  background:
    radial-gradient(circle at 8% 0%, rgba(244, 216, 141, 0.12), transparent 28%),
    linear-gradient(135deg, rgba(10, 27, 43, 0.96), rgba(4, 15, 27, 0.98));
}

.visual-flow {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-top: 28px;
}

.flow-step {
  position: relative;
  display: grid;
  min-height: 190px;
  align-content: start;
  gap: 12px;
  padding: 24px;
  background:
    linear-gradient(180deg, rgba(18, 30, 44, 0.92), rgba(8, 18, 31, 0.94));
  border: 1px solid rgba(244, 216, 141, 0.24);
  border-radius: var(--radius);
  box-shadow: inset 0 1px 0 rgba(255, 232, 168, 0.08), 0 16px 42px rgba(0, 0, 0, 0.24);
}

.flow-step:not(:last-child)::after {
  position: absolute;
  top: 50%;
  right: -18px;
  z-index: 2;
  width: 18px;
  height: 2px;
  content: "";
  background: linear-gradient(90deg, var(--gold-light), var(--gold));
  box-shadow: 0 0 18px rgba(200, 155, 74, 0.35);
}

.flow-icon {
  display: inline-flex;
  width: max-content;
  max-width: 100%;
  min-height: 34px;
  align-items: center;
  padding: 7px 11px;
  color: #111722;
  background: linear-gradient(135deg, #fff1bb, var(--gold));
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
}

.flow-step strong {
  color: var(--gold-light);
  font-size: clamp(1.02rem, 1.5vw, 1.22rem);
  line-height: 1.2;
}

.flow-step small {
  color: rgba(255, 246, 224, 0.72);
  font-size: 0.92rem;
  line-height: 1.48;
}

@media (max-width: 1060px) {
  .site-header {
    align-items: center;
  }

  .menu-toggle {
    display: block;
  }

  .site-nav {
    position: absolute;
    top: calc(100% + 10px);
    left: 0;
    right: 0;
    display: grid;
    gap: 4px;
    padding: 12px;
    background: rgba(7, 17, 28, 0.97);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: var(--radius);
    box-shadow: 0 18px 36px rgba(0, 0, 0, 0.22);
    transform: translateY(-8px);
    visibility: hidden;
    opacity: 0;
    pointer-events: none;
    transition: opacity 180ms ease, transform 180ms ease, visibility 180ms ease;
  }

  .site-nav.open {
    transform: translateY(0);
    visibility: visible;
    opacity: 1;
    pointer-events: auto;
  }

  .site-nav a {
    padding: 13px 16px;
  }

  .service-cards {
    grid-template-columns: repeat(2, 1fr);
  }

  .service-grid,
  .contact-grid,
  .about-grid {
    grid-template-columns: 1fr;
  }

  .service-grid.reverse img {
    order: 0;
  }

  .values {
    grid-template-columns: 1fr;
  }

  .expert-flow {
    grid-template-columns: repeat(2, 1fr);
  }

  .expert-flow div:not(:last-child)::after,
  .mini-flow span:not(:last-child)::after {
    display: none;
  }

  .detail-hero-grid,
  .detail-layout {
    grid-template-columns: 1fr;
  }

  .detail-summary {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .detail-summary span:not(:last-child)::after {
    display: none;
  }

  .toc {
    position: static;
  }

  .info-grid {
    grid-template-columns: 1fr;
  }

  .visual-flow {
    grid-template-columns: repeat(2, 1fr);
  }

  .flow-step:not(:last-child)::after {
    display: none;
  }
}

@media (max-width: 680px) {
  body {
    font-size: 16px;
    background-size: 48px 48px;
  }

  .container,
  .narrow {
    width: min(100% - 32px, 1210px);
  }

  .site-header {
    top: 10px;
    width: calc(100% - 20px);
    min-height: 64px;
    padding: 9px 10px;
  }

  .brand {
    gap: 10px;
    font-size: 0.96rem;
  }

  .brand-mark {
    width: 42px;
    height: 42px;
  }

  .hero {
    min-height: 650px;
    padding: 116px 18px 70px;
  }

  .hero-emblem {
    top: 98px;
    width: 156px;
    height: 156px;
  }

  .hero-content {
    margin-top: 180px;
  }

  .hero-actions {
    display: grid;
  }

  .button,
  .button-gold,
  .button-ghost {
    width: 100%;
  }

  .trustbar {
    margin-top: 0;
  }

  .trustbar-grid {
    grid-template-columns: 1fr;
    border-radius: 0;
    border-left: 0;
    border-right: 0;
  }

  .trustbar-grid div {
    min-height: auto;
    padding: 22px 20px;
  }

  .section {
    padding: 58px 0;
  }

  .section-tight {
    padding: 48px 0;
  }

  .intro {
    padding-top: 58px;
  }

  .service-cards {
    grid-template-columns: 1fr;
  }

  .service-card {
    min-height: 150px;
  }

  .mini-flow,
  .expert-flow {
    grid-template-columns: 1fr;
  }

  .service-grid img {
    aspect-ratio: 1.28 / 1;
  }

  .contact-panel {
    padding: 26px 20px;
  }

  .contact iframe {
    min-height: 330px;
  }

  .detail-hero {
    min-height: 560px;
    padding: 118px 0 64px;
  }

  .detail-summary {
    grid-template-columns: 1fr;
    padding: 20px;
  }

  .detail-summary span {
    min-height: 96px;
    padding-top: 50px;
    white-space: normal;
  }

  .content-block {
    padding: 26px 20px;
  }

  .process-list li {
    padding-left: 54px;
  }

  .visual-flow {
    grid-template-columns: 1fr;
  }

  .flow-step {
    min-height: auto;
  }
}

/* Gold-dominant dark brand theme */
body {
  color: rgba(255, 246, 224, 0.9);
  background:
    radial-gradient(circle at 50% -10%, rgba(244, 216, 141, 0.18), transparent 22%),
    radial-gradient(circle at 12% 22%, rgba(200, 155, 74, 0.1), transparent 22%),
    linear-gradient(90deg, rgba(244, 216, 141, 0.055) 1px, transparent 1px),
    linear-gradient(180deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px),
    #03111f;
  background-attachment: fixed;
  background-position: center;
  background-size: auto, auto, 72px 72px, 72px 72px, auto;
}

.site-header {
  background:
    linear-gradient(135deg, rgba(7, 14, 23, 0.98), rgba(10, 34, 56, 0.82));
  border-color: rgba(244, 216, 141, 0.4);
  box-shadow: 0 18px 54px rgba(2, 16, 45, 0.32), 0 0 42px rgba(200, 155, 74, 0.1);
}

.site-header.scrolled {
  background:
    linear-gradient(135deg, rgba(4, 16, 27, 0.98), rgba(7, 20, 33, 0.96));
}

.brand {
  color: var(--gold-light);
}

.brand-mark {
  background: transparent;
  border: 0;
  box-shadow: none;
}

.site-nav {
  color: rgba(255, 242, 210, 0.82);
}

.site-nav a:hover,
.site-nav a.active {
  color: #111722;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
}

.site-nav a.active::after {
  background: rgba(17, 23, 34, 0.65);
}

.hero {
  background:
    linear-gradient(90deg, rgba(8, 14, 22, 0.96), rgba(20, 72, 142, 0.66) 50%, rgba(8, 14, 22, 0.96)),
    url("assets/investment.webp");
  background-position: center;
  background-size: cover;
}

.hero::before,
.detail-hero::after {
  background:
    radial-gradient(circle at 50% 22%, rgba(244, 216, 141, var(--gold-glow)), transparent 18%),
    radial-gradient(circle at 78% 68%, rgba(200, 155, 74, 0.12), transparent 24%),
    linear-gradient(135deg, rgba(4, 15, 27, 0.96), rgba(10, 27, 43, var(--hero-darkness)) 54%, rgba(4, 15, 27, 0.96));
}

.hero h1,
.detail-hero h1 {
  color: var(--gold-light);
  text-shadow:
    0 2px 0 #8d6421,
    0 16px 34px rgba(0, 0, 0, 0.82),
    0 0 34px rgba(244, 216, 141, 0.22);
}

.hero p:not(.eyebrow),
.detail-hero p:not(.eyebrow) {
  color: rgba(255, 246, 224, 0.9);
}

.section,
.section-tight,
.detail-page,
.services-intro,
.contact {
  border-bottom-color: rgba(244, 216, 141, 0.18);
  background:
    linear-gradient(180deg, rgba(10, 27, 43, 0.92), rgba(8, 14, 22, 0.96));
}

.intro,
.service-row:nth-of-type(even) {
  background:
    linear-gradient(135deg, rgba(10, 27, 43, 0.94), rgba(4, 15, 27, 0.98));
}

.intro h2,
.about h2,
.section-heading h2,
.service-grid h2,
.contact h2,
.content-block h2,
.content-block h3 {
  color: var(--gold-light);
}

.intro p,
.about p,
.section-heading p,
.service-grid p,
.service-grid .service-detail,
.contact p,
.content-block p,
.process-list li {
  color: rgba(255, 246, 224, 0.76);
}

.eyebrow.dark {
  color: var(--gold-light);
}

.button,
.button-gold {
  color: #111722;
  background: linear-gradient(135deg, #ffe8a8, var(--gold) 58%, #a97826);
  border-color: rgba(244, 216, 141, 0.65);
  box-shadow: 0 18px 42px rgba(200, 155, 74, 0.2);
}

.button:hover {
  border-color: rgba(255, 232, 168, 0.9);
  box-shadow: 0 22px 56px rgba(200, 155, 74, 0.3);
}

.button-ghost {
  color: var(--gold-light);
  background: rgba(255, 232, 168, 0.08);
  border-color: rgba(244, 216, 141, 0.38);
}

.trustbar-grid,
.service-card,
.contact-panel,
.toc,
.content-block,
.detail-summary,
.values li,
.info-grid div,
.process-list li {
  background:
    linear-gradient(180deg, color-mix(in srgb, var(--admin-panel-color) 76%, #14161c), rgba(7, 14, 23, 0.98));
  border-color: rgba(244, 216, 141, 0.22);
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.32), inset 0 1px 0 rgba(255, 232, 168, 0.06);
}

.trustbar-grid {
  background: rgba(244, 216, 141, 0.2);
}

.detail-summary {
  background:
    radial-gradient(circle at 18% 0%, rgba(244, 216, 141, 0.22), transparent 28%),
    linear-gradient(145deg, rgba(255, 232, 168, 0.14), rgba(10, 27, 43, 0.94) 32%, rgba(4, 15, 27, 0.98));
  border-color: rgba(244, 216, 141, 0.34);
  box-shadow: 0 22px 70px rgba(0, 0, 0, 0.34), inset 0 1px 0 rgba(255, 232, 168, 0.1);
}

.trustbar-grid div {
  background:
    linear-gradient(180deg, rgba(10, 27, 43, 0.94), rgba(4, 15, 27, 0.98));
}

.trustbar strong,
.service-card strong,
.toc strong,
.contact a:not(.button) {
  color: var(--gold-light);
}

.trustbar span,
.service-card small,
.toc a,
.feature-list,
.info-grid p {
  color: rgba(255, 246, 224, 0.7);
}

.service-card {
  color: rgba(255, 246, 224, 0.88);
}

.service-card:hover,
.content-block:hover {
  border-color: rgba(244, 216, 141, 0.5);
}

.service-grid img,
.contact iframe {
  border: 1px solid rgba(244, 216, 141, 0.26);
  box-shadow: 0 26px 76px rgba(0, 0, 0, 0.42), 0 0 42px rgba(200, 155, 74, 0.08);
}

.service-grid > div::before {
  background: linear-gradient(90deg, var(--gold-light), var(--gold), #8d6421);
}

.feature-list li::before,
.values li::before,
.process-list li::before {
  background: linear-gradient(135deg, #fff1bb, var(--gold));
  box-shadow: 0 0 0 5px rgba(200, 155, 74, 0.18);
}

.about {
  background:
    linear-gradient(135deg, rgba(6, 24, 42, 0.96), rgba(10, 34, 56, 0.8)),
    url("assets/investment.webp");
  background-position: center;
  background-size: cover;
}

.detail-hero {
  background:
    linear-gradient(90deg, rgba(8, 14, 22, 0.96), rgba(10, 34, 56, 0.46) 54%, rgba(8, 14, 22, 0.96)),
    var(--detail-image);
  background-position: center;
  background-size: cover;
}

@media (min-width: 1600px) {
  .detail-hero-grid {
    grid-template-columns: minmax(0, 1fr);
  }

  .detail-hero h1 {
    font-size: clamp(4rem, 4.85vw, 5.45rem);
  }
}

@media (min-width: 900px) {
  .site-nav a,
  .eyebrow,
  .service-grid h2,
  .service-card strong {
    white-space: nowrap;
  }
}

.toc a:hover {
  color: #111722;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
}

.social-links a {
  color: #111722;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
}

.preindex-page {
  min-height: 100vh;
  overflow-x: hidden;
  color: #fff;
  background:
    radial-gradient(circle at 50% 24%, rgba(244, 216, 141, 0.22), transparent 20%),
    radial-gradient(circle at 74% 70%, rgba(200, 155, 74, 0.15), transparent 22%),
    linear-gradient(135deg, #1b251e, var(--navy-950) 42%, #426451);
}

.preindex-shell {
  min-height: 100vh;
}

.gate-hero {
  min-height: 100vh;
  display: grid;
  grid-template-columns: 1fr;
  gap: clamp(14px, 2.8vw, 30px);
  align-content: center;
  justify-items: center;
  width: min(100% - 48px, 1480px);
  margin: 0 auto;
  padding: clamp(22px, 4vw, 46px) 0 clamp(38px, 5vw, 70px);
  text-align: center;
}

.gate-copy {
  max-width: 1280px;
}

.gate-copy .eyebrow {
  margin-bottom: 14px;
  font-size: clamp(0.72rem, 1vw, 0.86rem);
  letter-spacing: 0.18em;
}

.gate-copy h1 {
  margin: 0;
  color: var(--gold-light);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.1rem, 4.9vw, 5.2rem);
  line-height: 0.86;
  text-transform: uppercase;
  text-shadow:
    0 2px 0 #8d6421,
    0 18px 42px rgba(0, 0, 0, 0.78),
    0 0 38px rgba(244, 216, 141, 0.18);
}

.gate-copy p:not(.eyebrow) {
  max-width: 900px;
  margin: 14px 0 0;
  margin-inline: auto;
  color: rgba(255, 246, 224, 0.78);
  font-size: clamp(0.94rem, 1.25vw, 1.08rem);
}

.gate-button {
  position: relative;
  width: min(82vh, 760px);
  aspect-ratio: 1 / 1;
  justify-self: center;
  display: grid;
  place-items: center;
  padding: 0;
  overflow: visible;
  color: var(--gold-light);
  background: transparent;
  border: 0;
  cursor: pointer;
  perspective: 1200px;
}

.gate-glow {
  position: absolute;
  inset: 6%;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 232, 168, 0.42), rgba(200, 155, 74, 0.2) 38%, transparent 70%);
  filter: blur(18px);
  opacity: 0.72;
  transform: scale(0.9);
  transition: opacity 700ms ease, transform 900ms ease;
}

.gate-frame {
  position: absolute;
  inset: 0;
  overflow: visible;
  background: transparent;
  border: 0;
  border-radius: 0;
  box-shadow: none;
}

.gate-frame::before {
  display: none;
}

.gate-door {
  position: absolute;
  top: 0;
  bottom: 0;
  width: 50%;
  z-index: 2;
  overflow: hidden;
  background-image: url("assets/goldentor_logo_gold.png");
  background-size: 200% 100%;
  border: 0;
  filter: drop-shadow(0 26px 34px rgba(0, 0, 0, 0.5));
  transition: transform 1200ms cubic-bezier(0.2, 0.72, 0.16, 1), filter 900ms ease;
  transform-style: preserve-3d;
}

.gate-door-left {
  left: 0;
  background-position: left center;
  transform-origin: left center;
}

.gate-door-right {
  right: 0;
  background-position: right center;
  transform-origin: right center;
}

.gate-line {
  position: absolute;
  top: 7%;
  bottom: 7%;
  left: 50%;
  z-index: 5;
  width: 3px;
  background: linear-gradient(180deg, transparent, rgba(255, 232, 168, 0.96), rgba(200, 155, 74, 0.7), transparent);
  transform: translateX(-50%);
  box-shadow: 0 0 34px rgba(244, 216, 141, 0.7);
  transition: opacity 500ms ease;
}

.gate-label {
  position: absolute;
  left: 50%;
  top: -58px;
  z-index: 6;
  min-width: 180px;
  padding: 12px 22px;
  color: #111722;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  border-radius: 999px;
  font-weight: 800;
  text-align: center;
  opacity: 0;
  transform: translateX(-50%) translateY(10px);
  box-shadow: 0 18px 42px rgba(200, 155, 74, 0.25);
  animation: gateLabelReveal 720ms ease 5s forwards;
}

@keyframes gateLabelReveal {
  to {
    opacity: 1;
    transform: translateX(-50%) translateY(0);
  }
}

.gate-open .gate-glow {
  opacity: 1;
  transform: scale(1.32);
}

.gate-open .gate-door-left {
  filter: brightness(1.18) drop-shadow(0 26px 34px rgba(0, 0, 0, 0.5));
  transform: rotateY(-86deg);
}

.gate-open .gate-door-right {
  filter: brightness(1.18) drop-shadow(0 26px 34px rgba(0, 0, 0, 0.5));
  transform: rotateY(86deg);
}

.gate-open .gate-line {
  opacity: 0;
}

.gate-open .gate-label {
  opacity: 0;
  animation: none;
  transform: translateX(-50%) translateY(-10px);
}

.gate-entry-shell {
  transition: opacity 760ms ease, transform 980ms cubic-bezier(0.16, 0.86, 0.22, 1), filter 980ms ease;
  transform-origin: 72% 50%;
}

.gate-enter .gate-entry-shell {
  opacity: 0;
  filter: blur(8px) brightness(1.35);
  transform: scale(1.72);
}

.opportunity-panel {
  width: min(100% - 48px, 1320px);
  margin: 0 auto;
  padding: 72px 0 96px;
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 800ms ease, transform 900ms ease;
}

.opportunity-panel.visible {
  opacity: 1;
  transform: translateY(0);
}

.opportunity-heading {
  max-width: 820px;
  margin-bottom: 30px;
}

.opportunity-heading h2 {
  margin: 0;
  color: var(--gold-light);
  font-size: clamp(2rem, 4vw, 4rem);
  line-height: 1;
}

.opportunity-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.opportunity-card {
  min-height: 190px;
  display: grid;
  grid-template-columns: 82px minmax(0, 1fr);
  grid-template-rows: auto 1fr;
  column-gap: 18px;
  row-gap: 8px;
  align-content: start;
  padding: 24px;
  color: rgba(255, 246, 224, 0.78);
  background:
    linear-gradient(180deg, rgba(20, 22, 28, 0.92), rgba(7, 14, 23, 0.98));
  border: 1px solid rgba(244, 216, 141, 0.22);
  border-radius: var(--radius);
  text-decoration: none;
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.3), inset 0 1px 0 rgba(255, 232, 168, 0.06);
  transition: transform 180ms ease, border-color 180ms ease, box-shadow 180ms ease;
  perspective: 800px;
}

.opportunity-card:hover {
  transform: translateY(-4px);
  border-color: rgba(244, 216, 141, 0.58);
  box-shadow: 0 30px 90px rgba(0, 0, 0, 0.4), 0 0 34px rgba(200, 155, 74, 0.16);
}

.opportunity-card strong {
  align-self: end;
  color: var(--gold-light);
  font-size: clamp(1.35rem, 2vw, 1.9rem);
}

.opportunity-text {
  grid-column: 2;
  max-width: 92%;
  font-size: 1rem;
  line-height: 1.6;
}

.mini-gate {
  grid-row: 1 / span 2;
  position: relative;
  width: 78px;
  height: 78px;
  align-self: center;
  display: block;
  filter: drop-shadow(0 14px 18px rgba(0, 0, 0, 0.42));
  transform-style: preserve-3d;
}

.mini-gate::before {
  position: absolute;
  inset: 12%;
  content: "";
  background: radial-gradient(circle, rgba(255, 232, 168, 0.34), transparent 62%);
  filter: blur(8px);
}

.mini-gate span {
  position: absolute;
  top: 0;
  bottom: 0;
  width: 50%;
  background-image: url("assets/goldentor_logo_gold.png");
  background-size: 200% 100%;
  transition: transform 520ms cubic-bezier(0.2, 0.72, 0.16, 1), filter 520ms ease;
  transform-style: preserve-3d;
}

.mini-gate span:first-child {
  left: 0;
  background-position: left center;
  transform-origin: left center;
}

.mini-gate span:last-child {
  right: 0;
  background-position: right center;
  transform-origin: right center;
}

.mini-gate::after {
  position: absolute;
  top: 10%;
  bottom: 10%;
  left: 50%;
  width: 1px;
  content: "";
  background: linear-gradient(180deg, transparent, rgba(255, 232, 168, 0.9), transparent);
  box-shadow: 0 0 14px rgba(244, 216, 141, 0.7);
  transform: translateX(-50%);
  transition: opacity 420ms ease;
}

.opportunity-card:hover .mini-gate span:first-child,
.opportunity-card:focus-visible .mini-gate span:first-child {
  filter: brightness(1.14);
  transform: rotateY(-32deg);
}

.opportunity-card:hover .mini-gate span:last-child,
.opportunity-card:focus-visible .mini-gate span:last-child {
  filter: brightness(1.14);
  transform: rotateY(32deg);
}

.opportunity-card.opening .mini-gate span:first-child {
  filter: brightness(1.22);
  transform: rotateY(-76deg);
}

.opportunity-card.opening .mini-gate span:last-child {
  filter: brightness(1.22);
  transform: rotateY(76deg);
}

.opportunity-card.opening .mini-gate::after {
  opacity: 0;
}

.opportunity-card.featured {
  background:
    linear-gradient(145deg, rgba(255, 232, 168, 0.16), rgba(9, 15, 24, 0.86) 34%, rgba(5, 11, 19, 0.96));
  border-color: rgba(244, 216, 141, 0.48);
}

.welcome-shell {
  width: min(100% - 48px, 1320px);
  margin: 0 auto;
  padding: clamp(40px, 6vw, 76px) 0 96px;
}

.welcome-intro {
  min-height: 46vh;
  display: grid;
  align-content: center;
  padding: 64px 0 28px;
}

.welcome-brand {
  width: max-content;
  display: inline-flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 52px;
  color: var(--gold-light);
  text-decoration: none;
  font-weight: 800;
}

.welcome-brand img {
  width: 54px;
  height: 54px;
  object-fit: cover;
  border: 0;
  border-radius: 0;
}

.welcome-intro h1 {
  max-width: 760px;
  margin: 0;
  color: var(--gold-light);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.1rem, 4.2vw, 4.2rem);
  line-height: 1;
  text-transform: uppercase;
  text-shadow:
    0 2px 0 #8d6421,
    0 18px 42px rgba(0, 0, 0, 0.78),
    0 0 38px rgba(244, 216, 141, 0.18);
}

.welcome-intro p:not(.eyebrow) {
  max-width: 760px;
  margin: 28px 0 0;
  color: rgba(255, 246, 224, 0.78);
  font-size: clamp(1.05rem, 1.8vw, 1.34rem);
}

.welcome-opportunities {
  width: 100%;
  padding: 26px 0 0;
  animation: welcomeRise 760ms ease both;
}

@keyframes welcomeRise {
  from {
    opacity: 0;
    transform: translateY(26px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 980px) {
  .gate-hero {
    grid-template-columns: 1fr;
    padding-top: 54px;
    text-align: center;
  }

  .gate-copy,
  .gate-copy p:not(.eyebrow) {
    margin-inline: auto;
  }

  .gate-button {
    width: min(80vh, 88vw, 620px);
  }

  .opportunity-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .welcome-intro {
    min-height: auto;
  }
}

@media (max-width: 640px) {
  .gate-hero,
  .opportunity-panel,
  .welcome-shell {
    width: min(100% - 32px, 1320px);
  }

  .gate-copy h1 {
    font-size: clamp(2.2rem, 13vw, 3.4rem);
  }

  .gate-button {
    width: min(72vh, 92vw, 430px);
  }

  .gate-label {
    top: -48px;
  }

  .opportunity-grid {
    grid-template-columns: 1fr;
  }

.opportunity-card {
  position: relative;
  overflow: hidden;
    grid-template-columns: 64px minmax(0, 1fr);
    min-height: 160px;
    padding: 20px;
  }

  .mini-gate {
    width: 62px;
    height: 62px;
  }

  .welcome-brand {
    margin-bottom: 34px;
  }

  .welcome-intro h1 {
    font-size: clamp(2rem, 10vw, 3rem);
  }
}

.opportunity-card::before {
  position: absolute;
  inset: 0;
  z-index: 0;
  content: "";
  background-position: center;
  background-size: cover;
  opacity: 0.08;
  filter: saturate(0.65);
  transition: opacity 180ms ease;
}

.opportunity-card:hover::before {
  opacity: 0.14;
}

.opportunity-card[href="befektetes.html"]::before { background-image: url("assets/investment.webp"); }
.opportunity-card[href="ingatlan.html"]::before { background-image: url("assets/real-estate.webp"); }
.opportunity-card[href="finanszirozas.html"]::before { background-image: url("assets/financing.webp"); }
.opportunity-card[href="biztositas.html"]::before { background-image: url("assets/insurance.webp"); }
.opportunity-card[href="szakertoink.html"]::before,
.opportunity-card[href="idopont.html"]::before { background-image: url("assets/goldentor_logo.jpg"); }

.opportunity-card > * {
  position: relative;
  z-index: 1;
}

.site-footer {
  color: rgba(255, 246, 224, 0.72);
  background: #04080d;
  border-top: 1px solid rgba(244, 216, 141, 0.22);
}

/* Forms, booking and trust content */
.contact iframe {
  grid-column: 1 / -1;
}

.consultation-form,
.booking-aside,
.expertise-card,
.case-card {
  background: linear-gradient(180deg, rgba(20, 22, 28, 0.94), rgba(8, 14, 22, 0.96));
  border: 1px solid rgba(244, 216, 141, 0.24);
  border-radius: var(--radius);
  box-shadow: 0 24px 70px rgba(0, 0, 0, 0.32), inset 0 1px 0 rgba(255, 232, 168, 0.06);
}

.consultation-form {
  display: grid;
  gap: 22px;
  padding: clamp(26px, 4vw, 42px);
}

.form-heading h2,
.booking-aside h2 {
  margin: 0;
  color: var(--gold-light);
  font-size: clamp(1.7rem, 3vw, 2.6rem);
  line-height: 1.08;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.consultation-form label,
.full-field {
  display: grid;
  gap: 8px;
}

.consultation-form label > span,
.time-fieldset legend {
  color: rgba(255, 246, 224, 0.86);
  font-size: 0.9rem;
  font-weight: 700;
}

.consultation-form input,
.consultation-form select,
.consultation-form textarea {
  width: 100%;
  min-height: 48px;
  padding: 12px 14px;
  color: #fff8e8;
  background: rgba(4, 12, 20, 0.82);
  border: 1px solid rgba(244, 216, 141, 0.22);
  border-radius: 6px;
  font: inherit;
}

.consultation-form textarea {
  min-height: 126px;
  resize: vertical;
}

.consultation-form input:focus,
.consultation-form select:focus,
.consultation-form textarea:focus {
  outline: 2px solid rgba(244, 216, 141, 0.72);
  outline-offset: 2px;
  border-color: var(--gold-light);
}

.consent-field {
  grid-template-columns: 22px minmax(0, 1fr);
  align-items: start;
}

.consent-field input {
  min-height: 18px;
  margin-top: 2px;
  accent-color: var(--gold);
}

.consent-field a,
.legal-page a {
  color: var(--gold-light);
}

.form-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.admin-form-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.button-danger {
  color: #ffe6e8;
  background: rgba(143, 53, 66, 0.28);
  border-color: rgba(255, 151, 162, 0.34);
}

.button-danger:hover {
  color: #fff;
  background: rgba(143, 53, 66, 0.44);
}

.form-status {
  min-height: 24px;
  margin: 0;
  color: var(--gold-light) !important;
  font-size: 0.92rem !important;
}

.form-status a {
  color: var(--gold-light);
  font-weight: 800;
}

.hp-field {
  position: absolute !important;
  inset: 0 auto auto 0 !important;
  width: 1px !important;
  height: 1px !important;
  clip-path: inset(50%) !important;
  overflow: hidden !important;
  white-space: nowrap !important;
}

.booking-hero {
  min-height: 570px;
  display: grid;
  align-items: end;
  padding: 170px 0 82px;
  color: #fff;
  background:
    linear-gradient(90deg, rgba(4, 8, 13, 0.97), rgba(27, 19, 8, 0.74), rgba(4, 8, 13, 0.96)),
    url("assets/investment.webp") center / cover;
}

.booking-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 0.55fr);
  gap: clamp(28px, 6vw, 82px);
  align-items: end;
}

.booking-hero h1 {
  max-width: 780px;
  margin: 0;
  color: var(--gold-light);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(3.1rem, 6vw, 6rem);
  line-height: 0.94;
  text-transform: uppercase;
}

.booking-hero p:not(.eyebrow) {
  max-width: 760px;
  color: rgba(255, 246, 224, 0.78);
  font-size: clamp(1rem, 1.8vw, 1.25rem);
}

.booking-promise {
  display: grid;
  gap: 10px;
  padding: 24px;
  background: rgba(5, 12, 20, 0.8);
  border: 1px solid rgba(244, 216, 141, 0.28);
  border-radius: var(--radius);
  backdrop-filter: blur(12px);
}

.booking-promise span {
  padding: 10px 12px;
  color: rgba(255, 246, 224, 0.88);
  border-left: 2px solid var(--gold);
  font-weight: 700;
}

.booking-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(270px, 0.42fr);
  gap: clamp(24px, 5vw, 62px);
  align-items: start;
}

.time-fieldset {
  margin: 0;
  padding: 0;
  border: 0;
}

.time-slots {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  margin-top: 10px;
}

.time-slots label {
  position: relative;
}

.time-slots input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.time-slots span {
  min-height: 44px;
  display: grid;
  place-items: center;
  color: rgba(255, 246, 224, 0.85);
  background: rgba(255, 232, 168, 0.06);
  border: 1px solid rgba(244, 216, 141, 0.22);
  border-radius: 6px;
  cursor: pointer;
}

.time-slots input:checked + span,
.time-slots input:focus-visible + span {
  color: #111722;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  border-color: var(--gold-light);
}

.time-slots label.unavailable span {
  color: rgba(255, 246, 224, 0.32);
  text-decoration: line-through;
  cursor: not-allowed;
  opacity: 0.58;
}

.booking-aside {
  position: sticky;
  top: 118px;
  padding: 30px;
}

.booking-aside img {
  width: 86px;
  height: 86px;
  object-fit: contain;
  margin-bottom: 24px;
}

.booking-aside ol {
  display: grid;
  gap: 18px;
  padding-left: 22px;
  color: rgba(255, 246, 224, 0.76);
  line-height: 1.6;
}

.booking-aside p {
  color: rgba(255, 246, 224, 0.58);
  font-size: 0.9rem;
}

.expertise-grid,
.case-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin: 28px 0;
}

.expertise-card,
.case-card {
  padding: 24px;
}

.expertise-card img {
  width: 52px;
  height: 52px;
  object-fit: contain;
  margin-bottom: 18px;
}

.expertise-card h3,
.case-card h3 {
  color: var(--gold-light);
}

.case-card > span {
  display: inline-block;
  margin-bottom: 12px;
  color: var(--gold-light);
  font-size: 0.78rem;
  font-weight: 800;
  text-transform: uppercase;
}

.case-disclaimer,
.legal-notice {
  padding: 18px 20px;
  color: rgba(255, 246, 224, 0.7) !important;
  background: rgba(255, 232, 168, 0.07);
  border-left: 3px solid var(--gold);
}

.legal-page {
  min-height: 100vh;
  padding: 54px 24px 90px;
  color: rgba(255, 246, 224, 0.78);
  background: linear-gradient(180deg, var(--navy-950), #071a2a);
}

.legal-page article {
  width: min(100%, 880px);
  margin: 58px auto 0;
}

.legal-brand {
  display: flex;
  width: max-content;
  align-items: center;
  gap: 12px;
  color: var(--gold-light);
  text-decoration: none;
  font-weight: 800;
}

.legal-brand img {
  width: 48px;
  height: 48px;
  object-fit: contain;
}

.legal-page h1 {
  margin: 0 0 16px;
  color: var(--gold-light);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.4rem, 6vw, 5rem);
  line-height: 1;
}

.legal-page h2 {
  margin: 42px 0 12px;
  color: var(--gold-light);
  font-size: 1.35rem;
}

.legal-page p {
  line-height: 1.75;
}

.legal-updated {
  color: rgba(255, 246, 224, 0.52);
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px 20px;
  margin-top: 16px;
}

.footer-links a,
.footer-links button {
  padding: 0;
  color: rgba(255, 246, 224, 0.7);
  background: transparent;
  border: 0;
  text-decoration: none;
  font: inherit;
  cursor: pointer;
}

.footer-links a:hover,
.footer-links button:hover {
  color: var(--gold-light);
}

.cookie-banner {
  position: fixed;
  left: 18px;
  right: 18px;
  bottom: 18px;
  z-index: 1000;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 24px;
  align-items: center;
  width: min(calc(100% - 36px), 980px);
  margin: 0 auto;
  padding: 20px 22px;
  color: rgba(255, 246, 224, 0.78);
  background: rgba(5, 12, 20, 0.96);
  border: 1px solid rgba(244, 216, 141, 0.34);
  border-radius: 8px;
  box-shadow: 0 24px 80px rgba(0, 0, 0, 0.58);
  backdrop-filter: blur(16px);
}

.cookie-banner strong {
  color: var(--gold-light);
}

.cookie-banner p {
  margin: 6px 0 0;
  font-size: 0.88rem;
  line-height: 1.55;
}

.cookie-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

.cookie-actions a {
  color: var(--gold-light);
}

.cookie-actions .button {
  min-width: 110px;
}

.language-switcher {
  display: inline-flex;
  flex: 0 0 auto;
  gap: 3px;
  padding: 3px;
  background: rgba(255, 232, 168, 0.06);
  border: 1px solid rgba(244, 216, 141, 0.18);
  border-radius: 6px;
}

.language-switcher button {
  width: 34px;
  height: 30px;
  padding: 0;
  color: rgba(255, 246, 224, 0.62);
  background: transparent;
  border: 0;
  border-radius: 4px;
  font-size: 0.72rem;
  font-weight: 800;
  cursor: pointer;
}

.language-switcher button.active {
  color: #111722;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
}

.floating-language {
  position: fixed;
  top: 18px;
  right: 18px;
  z-index: 50;
}

@media (max-width: 1060px) {
  .booking-hero-grid,
  .booking-layout {
    grid-template-columns: 1fr;
  }

  .booking-aside {
    position: static;
  }

  .site-header > .language-switcher {
    margin-left: auto;
  }
}

@media (max-width: 680px) {
  .form-grid,
  .expertise-grid,
  .case-grid {
    grid-template-columns: 1fr;
  }

  .time-slots {
    grid-template-columns: repeat(2, 1fr);
  }

  .cookie-banner {
    grid-template-columns: 1fr;
  }

  .cookie-actions {
    align-items: stretch;
    flex-direction: column;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

/* Admin and customer portal */
.admin-page,
.portal-page {
  min-height: 100vh;
  color: rgba(255, 246, 224, 0.78);
  background: linear-gradient(135deg, #1b251e, var(--navy-950) 48%, #426451);
}

.admin-shell,
.portal-shell {
  width: min(100% - 40px, 1320px);
  margin: 0 auto;
  padding: 34px 0 90px;
}

.admin-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 64px;
}

.admin-login,
.portal-card {
  width: min(100%, 640px);
  margin: 0 auto;
  padding: clamp(28px, 5vw, 52px);
  background: linear-gradient(180deg, color-mix(in srgb, var(--admin-panel-color) 78%, #14161c), rgba(7, 14, 23, 0.98));
  border: 1px solid rgba(244, 216, 141, 0.28);
  border-radius: var(--radius);
  box-shadow: 0 30px 90px rgba(0, 0, 0, 0.42);
}

.admin-login h1,
.portal-card h1 {
  margin: 0 0 28px;
  color: var(--gold-light);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(2.2rem, 5vw, 4.4rem);
  line-height: 1;
}

.admin-login form,
.admin-content-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.admin-login label,
.admin-content-form label {
  display: grid;
  gap: 8px;
  color: rgba(255, 246, 224, 0.84);
  font-weight: 700;
}

.admin-login input,
.admin-content-form input,
.admin-content-form select,
.admin-content-form textarea,
.admin-table-wrap select {
  width: 100%;
  padding: 12px 14px;
  color: #fff8e8;
  background: rgba(4, 12, 20, 0.88);
  border: 1px solid rgba(244, 216, 141, 0.24);
  border-radius: 6px;
  font: inherit;
}

.admin-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 18px;
}

.admin-tabs button,
.admin-panel-heading button {
  padding: 10px 14px;
  color: rgba(255, 246, 224, 0.76);
  background: rgba(255, 232, 168, 0.06);
  border: 1px solid rgba(244, 216, 141, 0.2);
  border-radius: 6px;
  cursor: pointer;
}

.admin-tabs button.active {
  color: #111722;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
}

.admin-panel {
  padding: 24px;
  background: color-mix(in srgb, var(--admin-panel-color) 86%, #03111f);
  border: 1px solid rgba(244, 216, 141, 0.22);
  border-radius: var(--radius);
}

.admin-panel-heading {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 20px;
}

.admin-panel h2 {
  margin: 0;
  color: var(--gold-light);
}

.admin-kpi-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 12px;
  margin-bottom: 32px;
}

.admin-kpi-grid article {
  min-height: 126px;
  padding: 20px;
  background: rgba(255, 232, 168, 0.055);
  border: 1px solid rgba(244, 216, 141, 0.18);
  border-radius: 6px;
}

.admin-kpi-grid strong,
.admin-kpi-grid span {
  display: block;
}

.admin-kpi-grid strong {
  margin-bottom: 12px;
  color: var(--gold-light);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 2.4rem;
}

.admin-topic-chart {
  max-width: 760px;
}

.admin-topic-row {
  display: grid;
  gap: 7px;
  margin-top: 14px;
}

.admin-topic-row i {
  display: block;
  height: 8px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 4px;
}

.admin-table-wrap {
  overflow-x: auto;
}

.admin-table-wrap table {
  width: 100%;
  border-collapse: collapse;
  min-width: 820px;
}

.admin-table-wrap th,
.admin-table-wrap td {
  padding: 14px 12px;
  text-align: left;
  vertical-align: top;
  white-space: pre-line;
  border-bottom: 1px solid rgba(244, 216, 141, 0.12);
}

.admin-table-wrap th {
  color: var(--gold-light);
  font-size: 0.82rem;
  text-transform: uppercase;
}

.design-form input[type="color"] {
  min-height: 50px;
  padding: 4px;
}

.design-form input[type="range"] {
  accent-color: var(--gold);
}

.portal-shell {
  padding-top: 54px;
}

.portal-card {
  margin-top: 70px;
}

.portal-status {
  display: inline-block;
  margin-bottom: 26px;
  padding: 9px 13px;
  color: #111722;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  border-radius: 999px;
  font-size: 0.86rem;
  font-weight: 800;
}

.portal-status[data-status="cancelled"] {
  color: #fff;
  background: #8f3542;
}

.portal-card dl {
  display: grid;
  gap: 0;
  margin: 0 0 30px;
}

.portal-card dl div {
  display: grid;
  grid-template-columns: 150px minmax(0, 1fr);
  gap: 18px;
  padding: 14px 0;
  border-bottom: 1px solid rgba(244, 216, 141, 0.14);
}

.portal-card dt {
  color: var(--gold-light);
  font-weight: 800;
}

.portal-card dd {
  margin: 0;
}

.portal-actions {
  display: grid;
  gap: 10px;
}

@media (max-width: 680px) {
  .admin-login form,
  .admin-content-form {
    grid-template-columns: 1fr;
  }

  .admin-header {
    align-items: flex-start;
    flex-direction: column;
  }

  .portal-card dl div {
    grid-template-columns: 1fr;
    gap: 5px;
  }
}

@media (max-width: 1000px) {
  .admin-kpi-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

/* Financial calculators */
.calculator-hero {
  min-height: 560px;
  display: grid;
  align-items: end;
  padding: 190px 0 82px;
  color: #fff8e8;
  background: radial-gradient(circle at 72% 38%, rgba(196, 148, 47, 0.2), transparent 30%), linear-gradient(135deg, #02060b, #071827 62%, #0b2234);
}

.calculator-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(280px, 0.6fr);
  gap: clamp(40px, 8vw, 120px);
  align-items: end;
}

.calculator-hero h1 {
  max-width: 900px;
  margin: 12px 0 24px;
  color: var(--gold-light);
  font-family: Georgia, "Times New Roman", serif;
  font-size: clamp(3.2rem, 7vw, 7rem);
  line-height: 0.95;
}

.calculator-hero p:not(.eyebrow) {
  max-width: 780px;
  font-size: clamp(1.05rem, 1.8vw, 1.35rem);
  line-height: 1.75;
}

.calculator-promise {
  display: grid;
  gap: 0;
  padding: 26px;
  background: rgba(3, 10, 17, 0.7);
  border: 1px solid rgba(244, 216, 141, 0.28);
  border-radius: var(--radius);
}

.calculator-promise strong,
.calculator-promise span { padding: 13px 0; border-bottom: 1px solid rgba(244, 216, 141, 0.13); }
.calculator-promise strong { color: var(--gold-light); font-size: 1.2rem; }

.calculator-section {
  color: rgba(255, 246, 224, 0.82);
  background:
    linear-gradient(rgba(244, 216, 141, 0.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(244, 216, 141, 0.025) 1px, transparent 1px),
    #061421;
  background-size: 58px 58px;
}

.calculator-tabs {
  display: flex;
  gap: 8px;
  margin-bottom: 18px;
  overflow-x: auto;
}

.calculator-tabs button {
  flex: 1;
  min-width: 180px;
  padding: 15px 18px;
  color: rgba(255, 246, 224, 0.74);
  background: rgba(21, 86, 174, 0.36);
  border: 1px solid rgba(244, 216, 141, 0.2);
  border-radius: 6px;
  font: inherit;
  font-weight: 800;
  cursor: pointer;
}

.calculator-tabs button.active { color: #111722; background: linear-gradient(135deg, var(--gold-light), var(--gold)); border-color: transparent; }

.calculator-panel {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(340px, 0.82fr);
  background: linear-gradient(145deg, rgba(10, 27, 43, 0.96), rgba(4, 15, 27, 0.98));
  border: 1px solid rgba(244, 216, 141, 0.2);
  border-radius: var(--radius);
  box-shadow: 0 28px 70px rgba(9, 28, 45, 0.1);
  overflow: hidden;
}

.calculator-panel[hidden] { display: none; }
.calculator-form, .calculator-result { padding: clamp(28px, 5vw, 58px); }
.calculator-form h2 { margin: 10px 0 30px; color: var(--gold-light); font-family: Georgia, "Times New Roman", serif; font-size: clamp(2rem, 4vw, 3.7rem); line-height: 1.05; }

.calculator-form label { position: relative; display: grid; grid-template-columns: 1fr minmax(120px, 210px) auto; gap: 14px; align-items: center; padding: 18px 0; color: rgba(255, 246, 224, 0.86); border-bottom: 1px solid rgba(244, 216, 141, 0.12); font-weight: 700; }
.calculator-form input[type="number"] { width: 100%; padding: 12px; color: #fff4cf; background: rgba(7, 20, 33, 0.7); border: 1px solid rgba(244, 216, 141, 0.22); border-radius: 5px; font: inherit; }
.calculator-form input[type="range"] {
  width: 100%;
  height: 22px;
  appearance: none;
  -webkit-appearance: none;
  background: transparent;
  accent-color: var(--gold);
  cursor: pointer;
}

.calculator-form input[type="range"]::-webkit-slider-runnable-track {
  height: 6px;
  background: linear-gradient(90deg, #9f7126, var(--gold-light));
  border: 1px solid rgba(255, 240, 195, 0.3);
  border-radius: 3px;
}

.calculator-form input[type="range"]::-webkit-slider-thumb {
  width: 18px;
  height: 18px;
  margin-top: -7px;
  appearance: none;
  -webkit-appearance: none;
  background: var(--gold-light);
  border: 2px solid #4f3511;
  border-radius: 50%;
  box-shadow: 0 0 0 3px rgba(244, 216, 141, 0.15);
}

.calculator-form input[type="range"]::-moz-range-track {
  height: 6px;
  background: linear-gradient(90deg, #9f7126, var(--gold-light));
  border: 1px solid rgba(255, 240, 195, 0.3);
  border-radius: 3px;
}

.calculator-form input[type="range"]::-moz-range-thumb {
  width: 16px;
  height: 16px;
  background: var(--gold-light);
  border: 2px solid #4f3511;
  border-radius: 50%;
}
.calculator-form output { min-width: 68px; color: var(--gold-dark); font-weight: 800; text-align: right; }
.calculator-form small { min-width: 20px; color: rgba(255, 246, 224, 0.52); }

.calculator-result { display: flex; flex-direction: column; justify-content: center; color: rgba(255, 246, 224, 0.76); background: linear-gradient(145deg, #1b251e, #304d3c); border-left: 1px solid rgba(244, 216, 141, 0.12); }
.calculator-result > span { color: var(--gold-light); font-weight: 800; text-transform: uppercase; }
.calculator-result > strong { display: block; margin: 14px 0 32px; color: #fff4cf; font-family: Georgia, "Times New Roman", serif; font-size: clamp(2.4rem, 5vw, 4.7rem); line-height: 1; overflow-wrap: anywhere; }
.result-split { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 24px; }
.result-split span { padding: 15px; background: rgba(255, 255, 255, 0.04); border: 1px solid rgba(244, 216, 141, 0.15); border-radius: 5px; }
.result-split b { display: block; margin-top: 7px; color: #fff4cf; }
.calculator-result p { margin: 0 0 28px; font-size: 0.82rem; line-height: 1.6; }

@media (max-width: 900px) {
  .calculator-hero-grid, .calculator-panel { grid-template-columns: 1fr; }
  .calculator-hero { min-height: auto; padding-top: 150px; }
}

@media (max-width: 600px) {
  .site-header .brand > span:last-child {
    display: none;
  }

  .site-header > .language-switcher {
    margin-left: 0;
  }

  .site-header {
    gap: 10px;
  }

  .calculator-form label { grid-template-columns: 1fr auto; }
  .calculator-form label > span { grid-column: 1 / -1; }
  .result-split { grid-template-columns: 1fr; }
}

.decision-tools {
  padding-block: clamp(52px, 7vw, 92px);
  color: rgba(255, 246, 224, 0.76);
  background:
    linear-gradient(90deg, rgba(244, 216, 141, 0.035) 1px, transparent 1px),
    linear-gradient(180deg, rgba(244, 216, 141, 0.025) 1px, transparent 1px),
    #03111f;
  background-size: 64px 64px;
  border-block: 1px solid rgba(244, 216, 141, 0.12);
}
.decision-tools-grid { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 40px; align-items: center; }
.decision-tools h2 { max-width: 860px; margin: 8px 0 18px; color: var(--gold-light); font-family: Georgia, "Times New Roman", serif; font-size: clamp(2.2rem, 4.6vw, 4.5rem); line-height: 1; }
.decision-tools p:not(.eyebrow) { max-width: 850px; line-height: 1.75; }
.decision-tools .eyebrow.dark { color: var(--gold); }

.proof-section { color: #fff8e8; background: linear-gradient(135deg, #1b251e, #304d3c); }
.proof-section .section-heading h2 { color: var(--gold-light); }
.proof-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.proof-grid article { padding: clamp(24px, 4vw, 42px); border: 1px solid rgba(244, 216, 141, 0.2); background: rgba(255, 255, 255, 0.025); }
.proof-grid strong { color: var(--gold); font-family: Georgia, "Times New Roman", serif; font-size: 2.4rem; }
.proof-grid h3 { color: #fff2c6; }
.proof-grid p { color: rgba(255, 246, 224, 0.7); line-height: 1.7; }
.proof-note { margin: 24px 0 0; color: rgba(255, 246, 224, 0.56); font-size: 0.82rem; }

.legacy-landing {
  min-height: 790px;
  padding: 146px 0 112px;
  place-items: stretch;
  background:
    linear-gradient(90deg, rgba(8, 14, 22, 0.96), rgba(10, 34, 56, 0.46) 48%, rgba(7, 14, 23, 0.98)),
    url("assets/insurance.webp");
  background-position: center;
  background-size: cover;
}
.legacy-landing::before {
  background:
    radial-gradient(circle at 78% 34%, rgba(244, 216, 141, 0.2), transparent 24%),
    linear-gradient(135deg, rgba(8, 14, 22, 0.96), rgba(10, 34, 56, 0.48) 54%, rgba(7, 14, 23, 0.98));
}
.legacy-landing::after { opacity: 0.58; }
.legacy-hero-grid { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0, 1.08fr) minmax(310px, 0.52fr); gap: clamp(34px, 6vw, 86px); align-items: center; }
.legacy-landing .hero-content { width: min(770px, 100%); margin-top: 0; text-align: left; }
.legacy-landing h1 { max-width: 820px; color: #f0d88f; font-size: clamp(2.35rem, 4.2vw, 4.25rem); line-height: 1.08; text-transform: none; }
.legacy-landing .hero-content > p:not(.eyebrow) { max-width: 760px; margin-left: 0; color: rgba(255, 246, 224, 0.9); font-size: clamp(1.08rem, 1.55vw, 1.24rem); line-height: 1.82; }
.legacy-landing .hero-actions { justify-content: flex-start; }
.legacy-hero-card { display: grid; gap: 12px; align-self: center; padding: clamp(26px, 3.5vw, 38px); color: rgba(255, 246, 224, 0.84); background: linear-gradient(180deg, rgba(10, 34, 56, 0.88), rgba(7, 14, 23, 0.98)); border: 1px solid rgba(244, 216, 141, 0.3); border-radius: var(--radius); box-shadow: 0 30px 90px rgba(0, 0, 0, 0.26); backdrop-filter: blur(14px); }
.legacy-hero-card img { width: 92px; height: 92px; object-fit: contain; filter: drop-shadow(0 12px 18px rgba(0, 0, 0, 0.38)); }
.legacy-hero-card p { margin: 8px 0 0; color: var(--gold-light); font-size: 0.82rem; font-weight: 800; letter-spacing: 0.12em; text-transform: uppercase; }
.legacy-hero-card strong { color: #fff6dc; font-size: clamp(1.42rem, 2.2vw, 1.95rem); line-height: 1.18; }
.legacy-hero-card span { color: rgba(255, 246, 224, 0.78); font-size: 1.02rem; line-height: 1.68; }

.quick-path {
  background:
    radial-gradient(circle at 12% 0%, rgba(244, 216, 141, 0.12), transparent 28%),
    linear-gradient(180deg, rgba(10, 27, 43, 0.94), rgba(4, 15, 27, 0.98));
}

.quick-path-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.quick-path-card {
  display: grid;
  gap: 14px;
  min-height: 255px;
  padding: clamp(24px, 3vw, 34px);
  color: rgba(255, 246, 224, 0.82);
  background:
    linear-gradient(180deg, rgba(20, 22, 28, 0.94), rgba(7, 14, 23, 0.98));
  border: 1px solid rgba(244, 216, 141, 0.24);
  border-radius: var(--radius);
  box-shadow: 0 22px 60px rgba(0, 0, 0, 0.28);
  text-decoration: none;
}

.quick-path-card span {
  display: grid;
  width: 46px;
  height: 46px;
  place-items: center;
  color: #111722;
  background: linear-gradient(135deg, #fff1bb, var(--gold));
  border-radius: 50%;
  font-size: 1.15rem;
  font-weight: 900;
}

.quick-path-card strong {
  color: var(--gold-light);
  font-size: clamp(1.25rem, 1.8vw, 1.55rem);
  line-height: 1.2;
}

.quick-path-card p {
  margin: 0;
  color: rgba(255, 246, 224, 0.76);
  font-size: 1rem;
  line-height: 1.72;
}

.client-scenarios { background: radial-gradient(circle at 80% 0%, rgba(200, 155, 74, 0.14), transparent 26%), linear-gradient(180deg, rgba(10, 27, 43, 0.9), rgba(7, 14, 23, 0.98)); }
.scenario-grid, .journal-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.scenario-card, .journal-card, .article-card { display: grid; align-content: start; gap: 16px; padding: clamp(24px, 3vw, 34px); background: linear-gradient(180deg, rgba(20, 22, 28, 0.94), rgba(7, 14, 23, 0.98)); border: 1px solid rgba(244, 216, 141, 0.24); border-radius: var(--radius); box-shadow: 0 24px 70px rgba(4, 20, 58, 0.24), inset 0 1px 0 rgba(255, 232, 168, 0.08); }
.scenario-card { min-height: 310px; }
.journal-card { min-height: 255px; }
.scenario-card span, .journal-card span, .article-meta span { width: max-content; max-width: 100%; padding: 7px 11px; color: #111722; background: linear-gradient(135deg, #fff1bb, var(--gold)); border-radius: 999px; font-size: 0.76rem; font-weight: 800; text-transform: uppercase; }
.scenario-card h3, .journal-card h3 { margin: 0; color: var(--gold-light); font-size: clamp(1.24rem, 1.8vw, 1.55rem); line-height: 1.26; }
.scenario-card p, .journal-card p { margin: 0; color: rgba(255, 246, 224, 0.78); line-height: 1.78; }

.heritage-note { color: #fff; background: radial-gradient(circle at 16% 0%, rgba(244, 216, 141, 0.12), transparent 30%), linear-gradient(135deg, var(--navy-950), var(--navy-800)); }
.heritage-grid { display: grid; grid-template-columns: minmax(260px, 0.8fr) minmax(320px, 1.1fr); gap: clamp(28px, 6vw, 80px); align-items: start; }
.heritage-grid h2 { margin: 0; color: #fff6dc; font-size: clamp(1.75rem, 3.4vw, 3.2rem); line-height: 1.12; }
.heritage-grid p:not(.eyebrow) { margin: 0; color: rgba(255, 246, 224, 0.78); font-size: clamp(1.04rem, 1.8vw, 1.28rem); line-height: 1.78; }

.blog-preview, .blog-index { background: radial-gradient(circle at 84% 2%, rgba(244, 216, 141, 0.13), transparent 26%), linear-gradient(180deg, rgba(10, 27, 43, 0.9), rgba(7, 14, 23, 0.98)); }
.blog-preview-cta { margin-top: 30px; }
.blog-hero { min-height: 600px; padding: 160px 0 96px; color: #fff; background: linear-gradient(90deg, rgba(7, 14, 23, 0.98), rgba(10, 34, 56, 0.52) 52%, rgba(7, 14, 23, 0.98)), url("assets/investment.webp"); background-position: center; background-size: cover; }
.blog-hero-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(280px, 0.42fr); gap: clamp(32px, 5vw, 76px); align-items: end; }
.blog-hero h1 { max-width: 840px; margin: 0; color: #f0d88f; font-family: Georgia, "Times New Roman", serif; font-size: clamp(2.8rem, 5vw, 5.1rem); line-height: 0.98; }
.blog-hero p:not(.eyebrow) { max-width: 720px; margin: 24px 0 0; color: rgba(255, 246, 224, 0.86); font-size: clamp(1.04rem, 1.8vw, 1.28rem); }
.blog-hero-note { display: grid; gap: 10px; padding: 28px; background: rgba(4, 12, 22, 0.76); border: 1px solid rgba(244, 216, 141, 0.28); border-radius: var(--radius); box-shadow: 0 24px 70px rgba(0, 0, 0, 0.28); backdrop-filter: blur(14px); }
.blog-hero-note strong { color: var(--gold-light); font-size: 1.25rem; }
.blog-hero-note span { color: rgba(255, 246, 224, 0.74); }
.article-list { display: grid; gap: 18px; }
.article-card { padding: clamp(26px, 4vw, 44px); }
.featured-article { background: linear-gradient(135deg, rgba(244, 216, 141, 0.16), rgba(10, 34, 56, 0.84) 34%), rgba(7, 14, 23, 0.98); }
.article-meta { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
.article-meta time { color: rgba(255, 246, 224, 0.62); font-size: 0.9rem; font-weight: 700; }
.article-card h2 { margin: 0; color: var(--gold-light); font-size: clamp(1.5rem, 3vw, 2.45rem); line-height: 1.16; }
.article-card p { margin: 0; color: rgba(255, 246, 224, 0.76); font-size: clamp(1rem, 1.45vw, 1.12rem); line-height: 1.76; }
.article-image { width: 100%; max-height: 360px; object-fit: cover; border: 1px solid rgba(244, 216, 141, 0.18); border-radius: var(--radius); box-shadow: 0 18px 48px rgba(0, 0, 0, 0.24); }
.article-points { display: grid; gap: 10px; margin: 0; padding: 0; color: rgba(255, 246, 224, 0.72); list-style: none; }
.article-points li { position: relative; padding-left: 28px; }
.article-points li::before { position: absolute; top: 0.7em; left: 0; width: 9px; height: 9px; content: ""; background: linear-gradient(135deg, var(--gold-light), var(--gold)); border-radius: 50%; box-shadow: 0 0 0 5px rgba(200, 155, 74, 0.12); transform: translateY(-50%); }
.article-body { display: grid; gap: 14px; padding-top: 8px; border-top: 1px solid rgba(244, 216, 141, 0.14); }
.article-body p { color: rgba(255, 246, 224, 0.72); font-size: clamp(0.98rem, 1.25vw, 1.06rem); }
.blog-cta { background: radial-gradient(circle at 10% 0%, rgba(244, 216, 141, 0.14), transparent 28%), linear-gradient(135deg, var(--navy-950), var(--navy-800)); }
.site-header { width: min(1400px, calc(100% - 32px)); gap: 14px; }
.brand { gap: 10px; font-size: clamp(0.98rem, 1.4vw, 1.12rem); }
.site-nav { gap: 2px; font-size: 0.84rem; }
.site-nav a { padding: 9px 9px; }
.site-header > .language-switcher { margin-left: 2px; }
.redirect-page { min-height: 100vh; display: grid; place-items: center; padding: 48px 20px; background: radial-gradient(circle at 50% 18%, rgba(244, 216, 141, 0.16), transparent 28%), linear-gradient(135deg, var(--navy-950), var(--navy-800)); }
.redirect-brand { position: fixed; top: 24px; left: 24px; }
.redirect-panel { width: min(760px, 100%); display: grid; gap: 18px; padding: clamp(28px, 5vw, 48px); color: rgba(255, 246, 224, 0.78); background: linear-gradient(180deg, rgba(20, 22, 28, 0.94), rgba(8, 14, 22, 0.96)); border: 1px solid rgba(244, 216, 141, 0.24); border-radius: var(--radius); box-shadow: 0 30px 90px rgba(0, 0, 0, 0.34); text-align: center; }
.redirect-panel h1 { margin: 0; color: var(--gold-light); font-family: Georgia, "Times New Roman", serif; font-size: clamp(2rem, 4vw, 3.3rem); line-height: 1.05; }
.redirect-panel p { margin: 0; }
.redirect-panel .button { justify-self: center; }

.partner-layout {
  color: rgba(255, 246, 224, 0.88);
  background: #03111f;
}

.partner-layout .site-header {
  top: 0;
  left: 0;
  width: 100%;
  min-height: 178px;
  display: grid;
  grid-template-columns: minmax(260px, 1fr) auto auto;
  align-items: center;
  gap: 22px;
  padding: 28px clamp(28px, 5vw, 72px) 22px;
  color: #fff;
  background: rgba(2, 18, 30, 0.92);
  border: 0;
  border-radius: 0;
  box-shadow: none;
  transform: none;
  backdrop-filter: blur(8px);
}

.partner-layout .site-header.scrolled {
  top: 0;
  background: rgba(2, 15, 26, 0.98);
  box-shadow: 0 14px 42px rgba(0, 0, 0, 0.34);
}

.partner-layout .brand {
  gap: 14px;
  color: #fff;
  font-size: clamp(1.25rem, 1.8vw, 1.7rem);
  font-weight: 800;
  letter-spacing: 0.01em;
}

.partner-layout .brand-mark {
  width: 58px;
  height: 58px;
}

.header-actions {
  display: none;
}

.partner-layout .header-actions {
  order: 3;
  display: flex;
  gap: 14px;
  align-items: center;
}

.header-login {
  display: inline-flex;
  min-height: 58px;
  align-items: center;
  justify-content: center;
  padding: 14px 24px;
  color: #fff;
  text-decoration: none;
  font-size: 1.06rem;
  font-weight: 800;
}

.header-login-gold {
  color: #06111d;
  background: linear-gradient(135deg, #f5dc8b, #b99135);
}

.header-login-blue {
  background: #053853;
}

.partner-layout .language-switcher {
  order: 2;
  background: transparent;
  border: 0;
}

.partner-layout .language-switcher button {
  width: 42px;
  height: 36px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.9rem;
}

.partner-layout .language-switcher button.active {
  color: #fff;
  background: transparent;
}

.partner-layout .site-nav {
  order: 4;
  grid-column: 1 / -1;
  display: flex;
  justify-content: center;
  gap: clamp(18px, 3vw, 42px);
  width: 100%;
  color: rgba(255, 255, 255, 0.95);
  font-size: clamp(1rem, 1.25vw, 1.2rem);
}

.partner-layout .site-nav a {
  padding: 12px 0 16px;
  border-radius: 0;
  background: transparent;
}

.partner-layout .site-nav a:hover,
.partner-layout .site-nav a.active {
  color: #fff;
  background: transparent;
}

.partner-layout .site-nav a.active::after {
  left: 0;
  right: 0;
  bottom: 4px;
  height: 2px;
  background: #fff;
}

.partner-layout .legacy-landing {
  min-height: 760px;
  display: flex;
  align-items: center;
  padding: 250px 0 160px;
  background:
    linear-gradient(180deg, rgba(2, 14, 24, 0.78), rgba(3, 18, 29, 0.62) 42%, rgba(2, 13, 23, 0.9)),
    linear-gradient(90deg, rgba(7, 20, 33, 0.7), rgba(10, 34, 56, 0.24) 48%, rgba(7, 20, 33, 0.7)),
    url("assets/insurance.webp");
  background-position: center;
  background-size: cover;
}

.partner-layout .legacy-landing::before {
  display: none;
}

.partner-layout .legacy-landing::after {
  opacity: 0.48;
  background-image: none;
  background: rgba(0, 0, 0, 0.2);
}

.partner-layout .partner-hero-grid {
  display: block;
}

.partner-layout .legacy-landing .hero-content {
  width: min(980px, 100%);
  margin: 0 auto;
  text-align: center;
}

.partner-layout .legacy-landing h1 {
  max-width: 100%;
  margin: 0 auto;
  color: #f3d982;
  font-family: "Montserrat", Arial, sans-serif;
  font-size: clamp(2.9rem, 5vw, 5.6rem);
  font-weight: 800;
  line-height: 1.08;
  text-shadow: 0 10px 34px rgba(0, 0, 0, 0.72);
}

.partner-layout .legacy-landing .hero-content > p:not(.eyebrow) {
  max-width: 820px;
  margin: 24px auto 0;
  color: rgba(255, 246, 224, 0.94);
  font-size: clamp(1.12rem, 1.7vw, 1.45rem);
  line-height: 1.65;
  text-shadow: 0 5px 20px rgba(0, 0, 0, 0.46);
}

.partner-layout .legacy-landing .eyebrow {
  color: #f1d98f;
  text-shadow: 0 5px 18px rgba(0, 0, 0, 0.5);
}

.partner-layout .trustbar {
  margin-top: -88px;
  padding-bottom: 48px;
  background: linear-gradient(180deg, transparent 0, transparent 88px, #03111f 88px);
}

.partner-info-panel {
  position: relative;
  z-index: 5;
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(320px, 0.85fr);
  gap: clamp(30px, 5vw, 72px);
  align-items: center;
  padding: clamp(34px, 5vw, 62px);
  color: rgba(255, 246, 224, 0.9);
  background:
    linear-gradient(135deg, rgba(10, 27, 43, 0.98), rgba(4, 15, 27, 0.98)),
    #03111f;
  border: 1px solid rgba(243, 217, 130, 0.28);
  box-shadow: 0 28px 84px rgba(0, 0, 0, 0.42);
}

.partner-benefits {
  display: grid;
  gap: 20px;
  font-size: clamp(1.02rem, 1.4vw, 1.22rem);
  line-height: 1.52;
}

.partner-benefits p {
  display: grid;
  grid-template-columns: 42px minmax(0, 1fr);
  gap: 18px;
  align-items: center;
  margin: 0;
}

.partner-benefits span {
  color: #f3d982;
  font-size: 1.65rem;
  text-align: center;
}

.partner-metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
  text-align: center;
}

.partner-metrics strong {
  display: block;
  color: #f3d982;
  font-size: clamp(2rem, 3vw, 3rem);
  line-height: 1;
}

.partner-metrics span {
  display: block;
  margin-top: 10px;
  color: rgba(255, 246, 224, 0.74);
  font-size: 0.98rem;
  line-height: 1.35;
}

.home-overview {
  display: grid;
  gap: clamp(24px, 4vw, 38px);
}

.home-overview .partner-benefits {
  padding-bottom: clamp(20px, 3vw, 32px);
  border-bottom: 1px solid rgba(244, 216, 141, 0.16);
}

.home-overview .partner-metrics {
  align-items: start;
}

.side-rail {
  position: fixed;
  z-index: 30;
  top: 50%;
  right: 12px;
  display: grid;
  gap: 8px;
  transform: translateY(-50%);
}

.side-rail a {
  display: grid;
  width: 94px;
  min-height: 86px;
  place-items: center;
  padding: 10px 8px;
  color: rgba(255, 246, 224, 0.82);
  background: rgba(5, 17, 30, 0.94);
  border: 1px solid rgba(243, 217, 130, 0.24);
  box-shadow: 0 14px 34px rgba(0, 0, 0, 0.28);
  text-align: center;
  text-decoration: none;
  font-size: 0.86rem;
  font-weight: 800;
  line-height: 1.15;
}

.side-rail span {
  color: #f3d982;
  font-size: 1.7rem;
}

.partner-layout .section,
.partner-layout .section-tight,
.partner-layout .services-intro,
.partner-layout .client-scenarios,
.partner-layout .quick-path,
.partner-layout .contact {
  color: rgba(255, 246, 224, 0.88);
  background: #03111f;
  border-bottom-color: rgba(243, 217, 130, 0.12);
}

.partner-layout .quick-path,
.partner-layout .services-intro {
  background: #06192a;
}

.partner-layout .section-heading h2,
.partner-layout .quick-path-card strong,
.partner-layout .scenario-card h3,
.partner-layout .journal-card h3,
.partner-layout .service-card strong {
  color: #f3d982;
}

.partner-layout .section-heading p,
.partner-layout .quick-path-card p,
.partner-layout .scenario-card p,
.partner-layout .journal-card p,
.partner-layout .service-card small {
  color: rgba(255, 246, 224, 0.72);
}

.partner-layout .quick-path-card,
.partner-layout .scenario-card,
.partner-layout .journal-card,
.partner-layout .service-card {
  background: rgba(7, 20, 34, 0.95);
  border-color: rgba(243, 217, 130, 0.18);
  box-shadow: 0 18px 44px rgba(0, 0, 0, 0.26);
}

.partner-layout .quick-path-card span,
.partner-layout .scenario-card span,
.partner-layout .journal-card span {
  color: #fff;
  background: #9f8435;
}

.partner-layout .eyebrow.dark {
  color: #f3d982;
}

.expert-profiles { display: grid; gap: 18px; margin: 32px 0; }
.expert-profile-card { display: grid; grid-template-columns: minmax(180px, 0.34fr) minmax(0, 1fr); background: #fff; border: 1px solid rgba(9, 28, 45, 0.12); overflow: hidden; }
.expert-profile-card > img { width: 100%; height: 100%; min-height: 320px; object-fit: cover; }
.expert-profile-card > div { padding: clamp(24px, 4vw, 44px); }
.expert-profile-card > div > span { color: var(--gold-dark); font-weight: 800; text-transform: uppercase; }
.expert-profile-card h3 { margin: 9px 0 16px; color: var(--navy-950); font-family: Georgia, "Times New Roman", serif; font-size: clamp(2rem, 4vw, 3.2rem); }
.expert-profile-card ul { margin: 18px 0 24px; padding-left: 20px; }

@media (max-width: 760px) {
  .decision-tools-grid, .proof-grid, .expert-profile-card, .legacy-hero-grid, .quick-path-grid, .scenario-grid, .journal-grid, .heritage-grid, .blog-hero-grid { grid-template-columns: 1fr; }
  .expert-profile-card > img { max-height: 420px; }
  .legacy-landing { min-height: auto; padding: 132px 0 72px; }
  .legacy-landing .hero-content { text-align: left; }
  .legacy-hero-card { max-width: 100%; }
  .blog-hero { min-height: auto; padding: 132px 0 72px; }
  .quick-path-card, .scenario-card, .journal-card { min-height: auto; }
}

@media (max-width: 1180px) {
  .partner-layout .site-header {
    min-height: 92px;
    grid-template-columns: minmax(0, 1fr) auto auto;
    padding: 16px 18px;
  }

  .partner-layout .menu-toggle {
    order: 4;
    display: block;
  }

  .partner-layout .site-nav {
    position: absolute;
    top: calc(100% + 0px);
    left: 0;
    right: 0;
    grid-column: auto;
    display: grid;
    gap: 4px;
    padding: 14px 18px;
    background: rgba(2, 15, 26, 0.99);
    border: 0;
    border-radius: 0;
    box-shadow: 0 20px 42px rgba(0, 0, 0, 0.22);
    transform: translateY(-8px);
    visibility: hidden;
    opacity: 0;
    pointer-events: none;
  }

  .partner-layout .site-nav.open {
    transform: translateY(0);
    visibility: visible;
    opacity: 1;
    pointer-events: auto;
  }

  .partner-layout .site-nav a {
    padding: 13px 10px;
  }

  .partner-layout .header-actions {
    display: none;
  }

  .partner-layout .legacy-landing {
    padding-top: 160px;
  }

  .partner-info-panel {
    grid-template-columns: 1fr;
  }

  .side-rail {
    display: none;
  }
}

@media (max-width: 760px) {
  .partner-layout .site-header {
    min-height: 76px;
  }

  .partner-layout .brand {
    font-size: 1rem;
  }

  .partner-layout .brand-mark {
    width: 44px;
    height: 44px;
  }

  .partner-layout .language-switcher {
    display: none;
  }

  .partner-layout .legacy-landing {
    min-height: 600px;
    padding: 126px 0 112px;
  }

  .partner-layout .legacy-landing .hero-content {
    text-align: center;
  }

  .partner-layout .legacy-landing h1 {
    font-size: clamp(2.2rem, 9vw, 3.4rem);
  }

  .partner-layout .trustbar {
    margin-top: -62px;
    padding-bottom: 26px;
    background: linear-gradient(180deg, transparent 0, transparent 62px, #03111f 62px);
  }

  .partner-info-panel {
    width: calc(100% - 28px);
    padding: 26px 20px;
  }

  .partner-benefits p {
    grid-template-columns: 34px minmax(0, 1fr);
    gap: 12px;
  }

  .partner-metrics {
    grid-template-columns: 1fr;
    text-align: left;
  }
}

/* Cross-device responsive hardening */
html,
body {
  max-width: 100%;
  overflow-x: hidden;
}

.container,
.narrow,
.site-header,
.hero-content,
.detail-hero-grid,
.detail-layout,
.detail-summary,
.content-block,
.service-card,
.quick-path-card,
.scenario-card,
.journal-card,
.article-card,
.calculator-panel,
.booking-layout,
.admin-panel,
.portal-card {
  min-width: 0;
}

h1,
h2,
h3,
p,
a,
button,
strong,
span,
li,
td,
th,
input,
select,
textarea {
  overflow-wrap: anywhere;
}

.service-cards,
.quick-path-grid,
.scenario-grid,
.journal-grid,
.proof-grid,
.partner-metrics,
.admin-kpi-grid {
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 230px), 1fr));
}

.detail-summary {
  grid-template-columns: repeat(auto-fit, minmax(min(100%, 190px), 1fr));
}

.detail-summary span {
  white-space: normal;
}

.insurance-market {
  overflow: hidden;
  background:
    radial-gradient(circle at 15% 0%, rgba(244, 216, 141, 0.18), transparent 34%),
    linear-gradient(145deg, rgba(4, 15, 27, 0.98), rgba(10, 27, 43, 0.94));
  border-color: rgba(244, 216, 141, 0.22);
  color: rgba(255, 246, 224, 0.84);
}

.market-heading {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 150px;
  gap: clamp(20px, 4vw, 42px);
  align-items: end;
  margin-bottom: 28px;
}

.market-heading h2,
.insurance-market h3 {
  color: #fff4cf;
}

.market-heading p {
  max-width: 780px;
  color: rgba(255, 246, 224, 0.78);
}

.market-stamp {
  display: grid;
  min-height: 150px;
  place-items: center;
  padding: 18px;
  text-align: center;
  background: rgba(255, 246, 224, 0.08);
  border: 1px solid rgba(244, 216, 141, 0.26);
  border-radius: 8px;
}

.market-stamp strong {
  color: var(--gold-light);
  font-family: Georgia, "Times New Roman", serif;
  font-size: 4rem;
  line-height: 0.9;
}

.market-stamp span {
  color: rgba(255, 246, 224, 0.72);
  font-size: 0.82rem;
  font-weight: 800;
  text-transform: uppercase;
}

.market-form {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  margin-bottom: 18px;
}

.market-form label,
.market-form fieldset {
  display: grid;
  min-width: 0;
  gap: 8px;
}

.market-form label > span,
.market-form legend {
  color: rgba(255, 246, 224, 0.74);
  font-size: 0.76rem;
  font-weight: 800;
  text-transform: uppercase;
}

.market-form input,
.market-form select {
  width: 100%;
  min-height: 48px;
  color: #fff6e0;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(244, 216, 141, 0.2);
  border-radius: 6px;
}

.market-form fieldset {
  grid-column: 1 / -1;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  padding: 16px;
  background: rgba(2, 15, 26, 0.18);
  border: 1px solid rgba(244, 216, 141, 0.18);
  border-radius: 8px;
}

.market-form fieldset label {
  display: flex;
  align-items: center;
  gap: 9px;
  color: rgba(255, 246, 224, 0.82);
  font-weight: 700;
}

.market-form input[type="checkbox"] {
  width: 18px;
  min-height: 18px;
  accent-color: var(--gold);
}

.market-summary {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  overflow: hidden;
  margin: 24px 0;
  border: 1px solid rgba(244, 216, 141, 0.2);
  border-radius: 8px;
}

.market-summary div {
  padding: 20px;
  background: rgba(2, 15, 26, 0.28);
}

.market-summary span,
.market-card span,
.market-card-score span,
.market-card-score small,
.market-card-score em {
  display: block;
  color: rgba(255, 246, 224, 0.66);
  font-size: 0.72rem;
  font-style: normal;
  font-weight: 800;
  text-transform: uppercase;
}

.market-summary strong {
  display: block;
  margin-top: 8px;
  color: #fff4cf;
  font-size: clamp(1.05rem, 1.8vw, 1.32rem);
}

.market-results {
  display: grid;
  gap: 12px;
}

.market-card {
  display: grid;
  grid-template-columns: 48px minmax(0, 1fr) minmax(180px, 0.28fr);
  gap: 18px;
  align-items: start;
  padding: 18px;
  background: rgba(255, 246, 224, 0.08);
  border: 1px solid rgba(244, 216, 141, 0.18);
  border-radius: 8px;
}

.market-rank {
  display: grid;
  width: 44px;
  height: 44px;
  place-items: center;
  color: #111722;
  background: linear-gradient(135deg, #fff1bb, var(--gold));
  border-radius: 999px;
  font-weight: 900;
}

.market-card h3 {
  margin: 6px 0 8px;
  color: #fff4cf;
  font-family: var(--font);
  font-size: clamp(1.15rem, 2vw, 1.45rem);
}

.market-card p {
  margin: 0 0 12px;
  color: rgba(255, 246, 224, 0.76);
}

.market-card ul {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.market-card li {
  padding: 7px 9px;
  color: rgba(255, 246, 224, 0.8);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(244, 216, 141, 0.14);
  border-radius: 999px;
  font-size: 0.78rem;
  font-weight: 700;
}

.market-card-score {
  display: grid;
  gap: 6px;
  justify-items: end;
  text-align: right;
}

.market-card-score strong {
  color: var(--gold-light);
  font-size: clamp(1.2rem, 2vw, 1.7rem);
  line-height: 1.1;
}

.market-card-score em {
  color: rgba(255, 246, 224, 0.54);
  text-transform: none;
}

.market-note {
  margin: 18px 0 0;
  color: rgba(255, 246, 224, 0.62);
  font-size: 0.88rem;
}

@media (max-width: 1180px) {
  .site-header {
    width: min(100% - 24px, 1210px);
  }

  .partner-layout .site-header {
    width: 100%;
  }
}

@media (max-width: 980px) {
  .hero,
  .partner-layout .legacy-landing,
  .detail-hero,
  .blog-hero,
  .booking-hero,
  .calculator-hero {
    min-height: auto;
    padding-top: clamp(126px, 16vw, 168px);
    padding-bottom: clamp(64px, 10vw, 96px);
  }

  .legacy-landing h1,
  .partner-layout .legacy-landing h1,
  .detail-hero h1,
  .blog-hero h1,
  .booking-hero h1,
  .calculator-hero h1 {
    font-size: clamp(2.15rem, 8vw, 4.1rem);
    line-height: 1.06;
  }

  .detail-hero p:not(.eyebrow),
  .blog-hero p:not(.eyebrow),
  .booking-hero p:not(.eyebrow),
  .calculator-hero p:not(.eyebrow),
  .partner-layout .legacy-landing .hero-content > p:not(.eyebrow) {
    font-size: clamp(1rem, 2.4vw, 1.16rem);
    line-height: 1.65;
  }

  .partner-info-panel,
  .booking-layout,
  .calculator-panel,
  .calculator-hero-grid,
  .booking-hero-grid,
  .blog-hero-grid,
  .decision-tools-grid,
  .heritage-grid {
    grid-template-columns: 1fr;
  }

  .calculator-result {
    border-left: 0;
    border-top: 1px solid rgba(244, 216, 141, 0.12);
  }

  .toc {
    position: static;
    display: flex;
    gap: 8px;
    overflow-x: auto;
    padding: 14px;
    scroll-snap-type: x proximity;
  }

  .toc strong {
    flex: 0 0 auto;
    margin: 0;
    padding: 10px 8px;
  }

  .toc a {
    flex: 0 0 auto;
    scroll-snap-align: start;
    white-space: nowrap;
  }

  .admin-shell {
    width: min(100% - 28px, 1320px);
  }

  .admin-tabs {
    flex-wrap: nowrap;
    overflow-x: auto;
    padding-bottom: 8px;
    scroll-snap-type: x proximity;
  }

  .admin-tabs button {
    flex: 0 0 auto;
    scroll-snap-align: start;
    white-space: nowrap;
  }

  .quick-path-grid,
  .scenario-grid,
  .journal-grid,
  .proof-grid,
  .market-heading,
  .market-summary,
  .market-card {
    grid-template-columns: 1fr;
  }

  .market-form,
  .market-form fieldset {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .market-stamp {
    min-height: auto;
    justify-items: start;
    text-align: left;
  }

  .market-card-score {
    justify-items: start;
    text-align: left;
  }
}

@media (max-width: 680px) {
  .container,
  .narrow {
    width: min(100% - 28px, 1210px);
  }

  .section,
  .section-tight,
  .decision-tools {
    padding-block: 46px;
  }

  .site-header {
    width: calc(100% - 18px);
    gap: 8px;
  }

  .brand {
    min-width: 0;
  }

  .brand > span:last-child {
    min-width: 0;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
  }

  .partner-layout .brand > span:last-child {
    display: inline;
    max-width: 190px;
  }

  .site-nav,
  .partner-layout .site-nav {
    max-height: calc(100vh - 92px);
    overflow-y: auto;
  }

  .hero-actions,
  .form-actions,
  .portal-actions {
    display: grid;
    grid-template-columns: 1fr;
  }

  .button,
  .button-gold,
  .button-ghost,
  .header-login {
    width: 100%;
    min-height: 48px;
    text-align: center;
  }

  .partner-info-panel,
  .content-block,
  .contact-panel,
  .consultation-form,
  .booking-aside,
  .admin-panel,
  .admin-login,
  .portal-card,
  .calculator-form,
  .calculator-result {
    padding: 22px 18px;
  }

  .partner-benefits p {
    align-items: start;
  }

  .article-card,
  .quick-path-card,
  .scenario-card,
  .journal-card,
  .service-card {
    min-height: auto;
  }

  .calculator-tabs {
    scroll-snap-type: x proximity;
  }

  .calculator-tabs button {
    flex: 0 0 min(78vw, 280px);
    scroll-snap-align: start;
  }

  .calculator-form label {
    grid-template-columns: 1fr;
  }

  .calculator-form output {
    text-align: left;
  }

  .admin-header,
  .admin-panel-heading {
    align-items: stretch;
    flex-direction: column;
  }

  .admin-kpi-grid {
    grid-template-columns: 1fr;
  }

  .admin-table-wrap {
    margin-inline: -18px;
    padding-inline: 18px;
  }

  .admin-table-wrap table {
    min-width: 680px;
  }

  .quick-path-grid,
  .scenario-grid,
  .journal-grid,
  .proof-grid,
  .market-form,
  .market-form fieldset,
  .service-cards {
    grid-template-columns: 1fr;
  }

  .home-landing-hero {
    min-height: auto;
  }

  .home-hero-visual {
    width: min(430px, 88vw);
  }
}

@media (max-width: 430px) {
  body {
    font-size: 15.5px;
  }

  .brand-mark,
  .partner-layout .brand-mark {
    width: 40px;
    height: 40px;
  }

  .partner-layout .brand > span:last-child {
    max-width: 155px;
  }

  .menu-toggle {
    width: 42px;
    height: 42px;
    flex: 0 0 auto;
  }

  .partner-layout .legacy-landing h1,
  .detail-hero h1,
  .blog-hero h1,
  .booking-hero h1,
  .calculator-hero h1 {
    font-size: clamp(2rem, 10.5vw, 2.75rem);
  }

  .detail-summary span {
    min-height: 88px;
  }

  .portal-card dl div {
    padding: 12px 0;
  }
}

@media (orientation: landscape) and (max-height: 560px) and (max-width: 980px) {
  .site-header,
  .partner-layout .site-header {
    min-height: 62px;
    padding-block: 8px;
  }

  .brand-mark,
  .partner-layout .brand-mark {
    width: 38px;
    height: 38px;
  }

  .hero,
  .partner-layout .legacy-landing,
  .detail-hero,
  .blog-hero,
  .booking-hero,
  .calculator-hero {
    padding-top: 92px;
    padding-bottom: 42px;
  }

  .partner-layout .legacy-landing h1,
  .detail-hero h1,
  .blog-hero h1,
  .booking-hero h1,
  .calculator-hero h1 {
    font-size: clamp(2rem, 7vw, 3.2rem);
  }

  .partner-layout .legacy-landing .hero-content > p:not(.eyebrow),
  .detail-hero p:not(.eyebrow),
  .blog-hero p:not(.eyebrow),
  .booking-hero p:not(.eyebrow),
  .calculator-hero p:not(.eyebrow) {
    max-width: 720px;
    font-size: 0.98rem;
    line-height: 1.5;
  }

  .partner-layout .trustbar {
    margin-top: 0;
    padding-top: 24px;
    background: #03111f;
  }
}

@media (max-width: 1060px) {
  .site-header,
  .partner-layout .site-header {
    justify-content: flex-start;
  }

  .site-header .brand,
  .partner-layout .brand {
    order: 1;
  }

  .site-header > .language-switcher,
  .partner-layout > .language-switcher {
    order: 2;
    margin-left: auto;
  }

  .site-header .menu-toggle,
  .partner-layout .menu-toggle {
    order: 3;
    margin-left: 8px;
  }
}

@media (max-width: 600px) {
  .site-header > .language-switcher {
    margin-left: auto;
  }
}

/* Gutmann reference palette: forest #1b251e, sage #668272, ivory #f8f3ee, citron #ebf150. */
[hidden] { display: none !important; }
body { background: var(--soft); }
.site-header, .partner-layout .site-header { background: #1b251e; }
.site-nav a, .partner-layout .site-nav a { font-size: 12px; }
.site-nav, .partner-layout .site-nav { gap: 14px; }
.account-nav-link { border: 1px solid #9caf9f; padding: 9px 12px; border-radius: 3px; }
.button-gold { background: #ebf150; color: #1b251e; border-color: #ebf150; }
.button-gold:hover { background: #dce248; color: #1b251e; }
.home-landing-hero { position: relative; overflow: hidden; background: #1b251e; min-height: 650px; }
.home-landing-hero::before { background: linear-gradient(90deg,rgba(27,37,30,.95),rgba(27,37,30,.50)); z-index: 1; }
.market-video { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; opacity: .72; }
.home-landing-hero .detail-hero-grid { position: relative; z-index: 2; padding-block: 65px; }
.home-landing-hero h1 { font-family: Georgia, serif; font-weight: 400; font-size: clamp(38px,4.5vw,68px); line-height: 1.08; max-width: 790px; margin: 16px 0 25px; color: #fff; }
.home-landing-hero .detail-summary { background: rgba(27,37,30,.76); border-color: #668272; }
.market-video-controls { position: relative; z-index: 2; display:flex; justify-content:space-between; gap:20px; align-items:center; padding-bottom:25px; font-size:11px; color:#dbe1d9; }
.market-video-controls button { background:transparent; border:1px solid #9caf9f; color:#fff; padding:9px 12px; cursor:pointer; font:inherit; }
.about-philosophy { margin-top: 34px; padding-top: 24px; border-top: 1px solid var(--line); }
.about-philosophy h3 { font-family:Georgia,serif; font-size:28px; font-weight:400; }
.decision-tools, .member-gate { background: #e6ece5; }
.member-gate { padding: 32px; border:1px solid #bdcbbb; }
.site-footer { background: #1b251e; color:#e2e9e3; padding:65px 0 25px; text-align:left; }
.footer-grid { display:grid; grid-template-columns:1.5fr 1fr 1fr 1.2fr; gap:40px; }
.site-footer .footer-grid h2 { font-size:13px; text-transform:uppercase; letter-spacing:.08em; color:#9caf9f; margin:0 0 20px; }
.footer-grid a { display:block; margin:10px 0; font-size:13px; color:#f8f3ee; text-decoration:none; }
.footer-grid a:hover { text-decoration:underline; }
.footer-grid .footer-brand { font:24px Georgia,serif; margin:0 0 18px; }
.site-footer p { font-size:12px; line-height:1.8; color:#bbc9bd; }
.footer-bottom { margin-top:40px; padding-top:20px; border-top:1px solid #426451; display:flex; justify-content:space-between; gap:20px; flex-wrap:wrap; }
.footer-bottom .footer-links { margin:0; justify-content:flex-start; }
.account-page { display:grid; grid-template-columns:1fr 1fr; gap:80px; padding-top:160px; padding-bottom:100px; min-height:85vh; align-items:start; }
.account-intro h1 { font:clamp(36px,4vw,60px)/1.12 Georgia,serif; margin:22px 0; }
.account-intro p { max-width:430px; line-height:1.9; color:var(--muted); }
.account-intro a { display:inline-block; margin-top:25px; color:var(--ink); }
.account-card { background:#fff; padding:40px; border:1px solid var(--line); border-radius:6px; box-shadow:0 15px 45px #1b251e0a; }
.account-card h2 { font:30px Georgia,serif; }
.account-tabs { display:flex; border-bottom:1px solid var(--line); gap:22px; margin-bottom:28px; }
.account-tabs button { background:none; border:0; border-bottom:2px solid transparent; padding:12px 0; font:inherit; cursor:pointer; }
.account-tabs button[aria-pressed="true"] { border-color:#426451; color:#304d3c; font-weight:700; }
.account-form { display:grid; gap:18px; }
.account-form label { display:grid; gap:8px; font-size:14px; }
.account-form input, .account-form textarea, .account-form select { width:100%; background:#fafbf9; color:#1b251e; padding:13px; border:1px solid #bdcbbb; border-radius:3px; font:inherit; }
.account-form input:focus, .account-form textarea:focus, .account-form select:focus { outline:2px solid #668272; outline-offset:2px; }
.account-form small { color:#59675e; }
.account-form .account-consent { display:flex; align-items:flex-start; gap:10px; font-size:12px; line-height:1.6; }
.account-consent input { width:18px; margin-top:2px; }
.account-form [role="status"] { margin:0; line-height:1.6; }
button:disabled { opacity:.6; cursor:wait; }
.profile-tools { display:grid; gap:15px; padding:25px 0; margin:15px 0; border-block:1px solid var(--line); }
.feedback-grid { display:grid; grid-template-columns:1fr 1fr; gap:65px; }
.feedback-grid h2 { font:40px/1.15 Georgia,serif; }
.feedback-grid p { line-height:1.8; }
@media(max-width:1200px) { .site-nav, .partner-layout .site-nav { gap:8px; } .site-nav a, .partner-layout .site-nav a { font-size:11px; } }
@media(max-width:900px) { .footer-grid { grid-template-columns:1fr 1fr; } .account-page { gap:35px; } .account-card { padding:25px; } }
@media(max-width:700px) { .account-page { grid-template-columns:1fr; padding-top:110px; padding-bottom:50px; } .feedback-grid { grid-template-columns:1fr; gap:25px; } .footer-grid { grid-template-columns:1fr 1fr; gap:30px 20px; } .footer-grid>div:first-child { grid-column:1/-1; } .home-landing-hero { min-height:570px; } .market-video-controls { flex-direction:column; align-items:flex-start; } .home-landing-hero .detail-hero-grid { padding-block:35px; } }
@media(prefers-reduced-motion:reduce) { html { scroll-behavior:auto; } }
/* Unify the earlier dark/gold page variants with the new palette. */
body, .partner-layout { color:#1b251e; background:#f8f3ee; }
.site-header, .partner-layout .site-header { border-color:#668272; box-shadow:0 8px 24px #1b251e22; }
.site-header .brand, .partner-layout .brand { color:#f8f3ee; font-size:16px; }
.site-nav a, .partner-layout .site-nav a { color:#e2e9e3; font-size:12px; }
.site-nav a.active, .partner-layout .site-nav a.active { background:#668272; color:#fff; box-shadow:none; }
.language-switcher button { box-shadow:none; }
.home-landing-hero::after { background:none; }
.home-landing-hero h1 { text-transform:none; text-shadow:none; letter-spacing:-.025em; }
.home-landing-hero .eyebrow { color:#ebf150; }
.section.detail-page, .services-intro, .service-row, .service-row:nth-of-type(even), .contact, .feedback-section { background:#f8f3ee; color:#1b251e; }
.content-block, .home-overview, .service-card { background:#fff; color:#1b251e; border-color:#dbe1d9; box-shadow:none; }
.content-block h2, .content-block h3, .service-card strong, .section-heading h2, .service-copy h2 { color:#1b251e; }
.content-block p, .section-heading p, .service-card small, .service-copy p, .service-copy li { color:#59675e; }
.partner-benefits p, .home-overview .partner-benefits p { color:#304d3c; }
.partner-metrics div { background:#e6ece5; border-color:#bdcbbb; }
.partner-metrics strong { color:#304d3c; }
.partner-metrics span { color:#59675e; }
.eyebrow.dark, .decision-tools .eyebrow.dark { color:#426451; }
.toc { background:#e6ece5; border-color:#bdcbbb; box-shadow:none; }
.toc a, .toc strong { color:#304d3c; }
.decision-tools { color:#1b251e; background:#e6ece5; }
.decision-tools h2, .decision-tools p { color:#1b251e; }
.blog-preview, .blog-index { background:#1b251e; }
.blog-preview .section-heading h2, .blog-index .section-heading h2 { color:#fff; }
.blog-preview .section-heading p { color:#c5d1c7; }
.blog-preview .eyebrow.dark { color:#ebf150; }
.journal-card, .article-card { background:#263c2e; border-color:#668272; box-shadow:none; }
.journal-card h3, .article-card h2 { color:#fff; }
.journal-card p, .article-card p { color:#c5d1c7; }
.journal-card>span { background:#ebf150; color:#1b251e; }
.member-gate { background:#e6ece5; }
.insurance-market { background:#1b251e; }
.insurance-market h2, .insurance-market h3, .insurance-market p { color:#f8f3ee; }
.account-card h2, .account-card label, .account-tabs button, .account-form [role="status"] { color:#1b251e; }
.account-card a, .feedback-section a { color:#304d3c; }
@media(min-width:1101px) { .site-header, .partner-layout .site-header { gap:12px; padding-inline:18px; } .site-nav, .partner-layout .site-nav { gap:2px; } .site-nav a, .partner-layout .site-nav a { padding:8px; } }
.site-header.scrolled, .partner-layout .site-header.scrolled { background:#1b251e; }
.insurance-market .eyebrow.dark { color:#ebf150; }
.partner-benefits p span { color:#668272; }
.info-grid>div, .flow-step, .content-block .process-list li { background:#e6ece5; border-color:#bdcbbb; color:#1b251e; }
.info-grid h3, .flow-step strong, .flow-step small, .process-list strong { color:#304d3c; }
@media(max-width:1060px) {
  .site-header .brand { flex:1; }
  .site-header .brand>span:last-child { display:inline; max-width:130px; white-space:normal; font-size:12px; line-height:1.3; }
  .site-header .menu-toggle { margin-left:auto; flex-shrink:0; }
  .site-header .site-nav.open { background:#1b251e; }
}
@media(max-width:400px) {
  .site-header .brand>span:last-child { max-width:90px; }
  .site-header .brand { gap:5px; }
  .site-header .language-switcher { gap:0; }
  .site-header .language-switcher button { min-width:25px; padding-inline:5px; }
}